1516 E Spring Ridge Cir, Winter Garden, FL 34787 Property Records

Orange County property record for 1516 E Spring Ridge Cir, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,592 sqft · built 1990
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Oct 2025)
Tax Bill	$6,153 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-22-27-1845-01-040`

Property Details

APN / Parcel Number

Primary APN	`12-22-27-1845-01-040`
Alternative APNs	`272212184501040` `110844` `111494` `112777`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,592 sqft Living Area
Gross Area	2,402 sqft
1st Floor Area	1,592 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1516 E SPRING RIDGE CIR
City	WINTER GARDEN
State	FL
Zip	34787-2164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CROWN POINT SPRINGS UNIT 2 23/99 LOT 104
Legal Range	27E
Legal Township	22S
Legal Section	12
Legal Subdivision	CROWN POINT SPRINGS UT 2
Legal Tract	1845
Legal Block	1
Legal Lot Number	104
Legal Unit	2
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3012
Census Tract	17401

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1516 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2164
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Special Warranty Deed, Transfer · Conventional Mortgage ONE FLORIDA BANK
Apr 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage LIMA ONE CAP
Jan 3, 2018	Warranty Deed, Transfer SOUTHEAST PROF TITLE L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2025 · Amount on Record
Deed Sale	Oct 8, 2025 · Amount on Record
Prior Sale	Jan 3, 2018 · Amount on Record
Deed Document Number	2025586010
Record Updated	Jun 8, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 8, 2025
Property Address	1516 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2164
Document Number	0000586010
Map Reference	MB 23 PG 99&100
Instrument Date	Oct 7, 2025
Instrument	20250586010
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	SOUTHEAST PROFESSIONAL TITLE, SOUTHEAST PROFESSIONAL TTL L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9300 CONROY WINDERMERE RD UNIT 3252, 3252, WINDERMERE, FL 34786-5151

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2164

Mortgage

Document Number	0000586011
Date	Oct 8, 2025
Instrument	20250586011

Lender

Name	ONE FLORIDA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1516 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2164
Document Number	0000251207
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018
Title Company	SOUTHEAST PROF TITLE L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1516 E SPRING RIDGE CIR WINTER GARDEN FL 347872164, WINTER GARDEN, FL 34787-2164

Mortgage

Document Number	0000251207
Date	Apr 27, 2018
Instrument	251207

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 3, 2018
Property Address	1516 E SPRING RIDGE CIR, WINTER GARDEN, FL 34787-2164
Document Number	0000003826
Instrument Date	Dec 21, 2017
Instrument	3826
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	SOUTHEAST PROF TITLE L

Transaction

Amount	Amount Recorded
Tax	$918.40
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9300 CONROY WINDERMERE RD #325 WINDERMERE FL 347865000, 325, WINDERMERE, FL 34786-5000

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,470 (+5.54%) Land $100,000 Building $287,470	$387,470 (-1.58%) Land $100,000 Building $287,470
2025	$6,153.00 (+12.18%)	$367,131 (+2.37%)	$393,690 (+9.78%) Land $100,000 Building $293,690
2024	$5,485.00 (+9.83%)	$358,628 (+8.88%) Land $100,000 Building $258,628	$358,628 (+8.88%) Land $100,000 Building $258,628
2023	$4,994.00 (+1%)	$329,386 (+10.99%) Land $110,000 Building $219,386	$329,386 (+10.99%) Land $110,000 Building $219,386
2022	$4,540.00	$296,770 Land $110,000 Building $186,770	$296,770 Land $110,000 Building $186,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, T-Mobile.

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