St. Johns County property record for 1509 W Windy Willow Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,007 sqft · built 2004 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on File |
| Last Sale | $242,000 (Jul 2017) |
| Tax Bill | $5,003 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 009981-3410 |
| Primary APN | 009981-3410 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,007 sqft Living Area |
| Gross Area | 2,936 sqft |
| 1st Floor Area | 2,007 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 464 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 62 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1509 W WINDY WILLOW DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 48/76-95 JOHNS CREEK LOT 341 |
| Legal Range | 27 |
| Legal Township | 05 |
| Legal Section | 24 |
| Legal Subdivision | JOHNS CREEK |
| Legal Block | 1 |
| Legal Lot Number | 341 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 20907 |
1509 W Windy Willow Dr is owned by a company that bought it in July 2017.
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 7, 2017 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2017 · Amount on File |
| Deed Sale | Jul 7, 2017 · Amount on File |
| Prior Sale | Nov 21, 2007 · Amount on File |
| Deed Document Number | 201746634 |
| Deed Book / Page | 4400 / 1324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1509 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5094 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Title Company | ACTION TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1509 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5094 |
| Document Number | 0051851213 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 5185/1213 |
| Instrument | 2021019348 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 7, 2017 |
| Property Address | 1509 W WINDY WILLOW DR, SAINT AUGUSTINE, FL 32092-5094 |
| Document Number | 0044001324 |
| Book / Page | 004400 / 001324 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 46634 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | ESTATE TITLE, ESTATE TITLE & TRUST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,694.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1509 W WINDY WILLOW DR ST AUGUSTINE FL 320925094, ST AUGUSTINE, FL 32092-5094 |
| Document Number | 44001326 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 004400/001326 |
| Instrument | 46635 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 6, 2047 |
The 2025 property tax bill for 1509 W Windy Willow Dr was $5,003, up 9.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,699 | $384,820 Land $100,000 Building $284,820 | |
| 2025 | $5,003.00 (+9.24%) | ||
| 2024 | $4,580.00 (+1.01%) | ||
| 2023 | $4,534.00 (+1.59%) | ||
| 2022 | $4,463.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1509 W Windy Willow Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1509 W Windy Willow Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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