1400 Prospect St, Elyria, OH 44035 Property Records

Lorain County property record for 1400 Prospect St, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1965
Square Footage	576 sqft Living Area
Lot Size	5,227 sqft (0.12 acres)
Occupancy	Owner Occupied
Last Sale	$61,900 (1999)
Tax Bill	$1,051.00 (2025)

Owner

Source: Lorain County records · APN 012861-5

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1400 PROSPECT ST, ELYRIA, OH 44035-7160
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 1999 · Amount on Record
Deed Sale	Oct 01, 1999 · Amount on Record
Deed Doc Number	1999645390
Record Refreshed	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1400 PROSPECT ST, ELYRIA, OH 44035-7160
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 PROSPECT ST, ELYRIA, OH 44035-7160

Mortgage

Document Number	0000923645
Date	Jul 27, 2023
Instrument	2023-0923645

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,051.00 (-3.84%)	$21,800 (+12.79%) Land $7,760 Building $14,040	$62,280 (+12.79%) Land $22,160 Building $40,120
2023	$1,093.00 (+1.11%)	$19,328 (-0.01%) Land $6,262 Building $13,066	$55,220 (-) Land $17,890 Building $37,330
2022	$1,081.00	$19,330 Land $6,260 Building $13,070
2021			$55,220 Land $17,890 Building $37,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 19% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`012861-5`
Alternative APN	`06-25-002-109-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	576 sqft Living Area
1st Floor	576 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1965
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	5,227 sqft (0.12 acres)
Depth X Width	140 ft x 40 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	280 sqft Garage
Patio Area	140 sqft Patio

Utilities and HVAC

Cooling System	None Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	012861-5
Street Address	1400 PROSPECT ST
City	ELYRIA
State	OH
Zip	44035-7160
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ELMWOOD 40 X 140 LOT # 19
Legal Subdivision	ELMWOOD
Legal Tract	25
Legal Block	109
Legal Lot Number	19
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1008
Census Tract	71201