1520 Lighthouse Ct, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1520 Lighthouse Ct, Gulf Breeze, FL 32563 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	2,020 sqft Living Area
Lot Size	10,846 sqft (0.249 acres)
Occupancy	Owner Occupied
Last Sale	$235,000 (2005)
Tax Bill	$2,277.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`28-2S-28-3020-00D00-0170`
Alternative APN	`S28228302000D000170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,020 sqft Living Area
Gross Area	3,361 sqft Gross Area
1st Floor	2,020 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	10,846 sqft (0.249 acres)
Depth X Width	136 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	475 sqft Garage

Exterior Amenities

Deck Area	420 sqft Deck
Patio Area	120 sqft Patio
Porch	Open Porch
Porch Area	446 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1520 LIGHTHOUSE CT
City	GULF BREEZE
State	FL
Zip	32563-2998
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PARADISE BAY UNIT 3 LOT 17 BLK D AS DES IN OR 2457 PG 408 & OR OR 2461 PG 2009 & OR 2960 PG 479
Legal Range	28W
Legal Township	2S
Legal Section	28
Legal Subdivision	PARADISE BAY/1,2,3
Legal Block	D
Legal Lot Number	17
Jurisdiction	SANTA ROSA FL
Minor Civil Division	MIDWAY
Census Blockgroup	1
Census Block	1001
Census Tract	10814

Owner

Source: Santa Rosa County records · APN 28-2S-28-3020-00D00-0170

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1520 LIGHTHOUSE CT, GULF BREEZE, FL 32563-2998
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 06, 2005 · Amount on Record
Deed Sale	Jun 06, 2005 · Amount on Record
Prior Sale	Sep 23, 2003 · Amount on Record
Deed Doc Number	200536650
Deed Book / Page	2457 / 408
Last Transfer Date	Jan 29, 2010
Transfer Doc	0029600479
Record Refreshed	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1520 LIGHTHOUSE CT, GULF BREEZE, FL 32563-2998
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 LIGHTHOUSE CT, GULF BREEZE, FL 32563-2998

Mortgage

Document Number	0039940853
Date	Aug 24, 2020
Book Page	3994/853
Instrument	202043258

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 06, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$195,893 (+2.9%)	$320,194 (+1.67%) Land $85,000 Building $235,194
2024	$2,277.00 (+10.48%) Homeowner's exemption	$190,372 (+3%)	$314,937 (+3.1%) Land $75,000 Building $239,937
2023	$2,061.00 (+2.9%) Homeowner's exemption	$184,827 (+3%)	$305,476 (-0.59%) Land $70,000 Building $235,476
2022	$2,003.00 Homeowner's exemption	$179,444	$307,299 Land $70,000 Building $237,299

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 6% of Florida
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.