1513 Lighthouse Ct, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1513 Lighthouse Ct, Gulf Breeze, FL 32563 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1989
Lot Size	0.304 acres (13,242 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (May 2026)
Tax Bill	$1,408 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-2S-28-3020-00D00-0240`

Property Details

APN / Parcel Number

Primary APN	`28-2S-28-3020-00D00-0240`
Alternative APN	`S28228302000D000240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	1,404 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	13,242 sqft (0.304 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1513 LIGHTHOUSE CT
City	GULF BREEZE
State	FL
Zip	32563-5900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARADISE BAY UNIT 3 LOT 24 BLK D AS DES IN OR 1044 PG 250 & OR 1855 PG 319 & OR 1935 PG 1196
Legal Range	28W
Legal Township	2S
Legal Section	28
Legal Subdivision	PARADISE BAY/1,2,3
Legal Block	D
Legal Lot Number	24
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1001
Census Tract	10814

Owner

Source: Santa Rosa County records · APN 28-2S-28-3020-00D00-0240

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	975 AQUAMARINE DR, GULF BREEZE, FL 32563-3001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 07, 2026 · Amount on Record
Deed Sale	May 07, 2026 · Amount on Record
Prior Sale	Aug 31, 2001 · Amount on Record
Deed Document Number	202623097
Deed Book / Page	4741 / 1097
Prior Transfer Date	Aug 21, 2001
Prior Transfer Doc	1935001196
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 07, 2026
Property Address	1513 LIGHTHOUSE CT, GULF BREEZE, FL 32563-5900
Document Number	0000023097
Book / Page	4741 / 1097
Instrument Date	Apr 29, 2026
Instrument	2026.23097
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	CURE TITLE, PURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$229,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 AQUAMARINE DR, GULF BREEZE, FL 32563-3001

Mortgage

Document Number	0000023098,
Date	May 07, 2026
Book Page	4741/1100
Instrument	2026.23098

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,408.00 (+4.37%) Homeowner's exemption	$126,634 (+2.9%)	$250,914 (+2.8%) Land $85,000 Building $165,914
2024	$1,349.00 (+18.02%) Homeowner's exemption	$123,065 (+3%)	$244,090 (+3.02%) Land $75,000 Building $169,090
2023	$1,143.00 (+3.44%) Homeowner's exemption	$119,481 (+3%)	$236,946 (+1.47%) Land $70,000 Building $166,946
2022	$1,105.00 Homeowner's exemption	$116,001	$233,512 Land $70,000 Building $163,512

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 75 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	71 (1985–2020)
Claims Outside the SFHA	54 of 71
Most Recent Claim	Sep 2020, other causes, Hurricane Sally
Claims By Storm	Hurricane Sally, Sep 2020 · 12 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 11 claims Hurricane Frances, Sep 2004 · 19 claims

Wildfire

Wildfire Risk	Low above 7% of the US · above 6% of Florida
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 214 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Mediacom Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.