1518 Lighthouse Ct, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1518 Lighthouse Ct, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,543 sqft · built 1989
Lot Size	0.249 acres (10,846 sqft)
Owner	Individual Name on File
Last Sale	$127,000 (Nov 2011)
Tax Bill	$1,609 (2024)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-2S-28-3020-00D00-0180`

Property Details

APN / Parcel Number

Primary APN	`28-2S-28-3020-00D00-0180`
Alternative APN	`S28228302000D000180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,543 sqft Living Area
Gross Area	2,440 sqft
1st Floor Area	1,543 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	10,846 sqft (0.249 acres)
Lot Dimensions	136 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	232 sqft
Patio Area	188 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1518 LIGHTHOUSE CT
City	GULF BREEZE
State	FL
Zip	32563-2998
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARADISE BAY UNT 3 LOT 18 BLK D AS DES IN OR 3095 PG 1618 & IN OR 3975 PG 1341
Legal Range	28W
Legal Township	2S
Legal Section	28
Legal Subdivision	PARADISE BAY/1,2,3
Legal Block	D
Legal Lot Number	18
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1001
Census Tract	10814

Owner

Source: Santa Rosa County records · APN 28-2S-28-3020-00D00-0180

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1518 LIGHTHOUSE CT, GULF BREEZE, FL 32563-2998
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2011 · Amount on Record
Deed Sale	Nov 22, 2011 · Amount on Record
Prior Sale	Sep 10, 2001 · Amount on Record
Deed Document Number	201140117
Deed Book / Page	3095 / 1618
Last Transfer Date	May 27, 2020
Transfer Doc	0039751341
Record Updated	Jun 08, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 13, 2020
Property Address	1518 LIGHTHOUSE CT, GULF BREEZE, FL 32563-2998
Document Number	0039751341
Book / Page	3975 / 1341
Map Reference	MB D PG 53
Instrument Date	May 27, 2020
Instrument	202034492
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 LIGHTHOUSE CT, GULF BREEZE, FL 32563-2998

Mortgage

Document Number	0039751343
Date	Jul 13, 2020
Instrument	3975/1343

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jun 01, 2040

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,028 (+2.9%)	$263,886 (+3.03%) Land $85,000 Building $178,886
2024	$1,609.00 (+16.01%) Homeowner's exemption	$140,941 (+3%)	$256,113 (+2.93%) Land $75,000 Building $181,113
2023	$1,387.00 (+3.28%) Homeowner's exemption	$136,836 (+3%)	$248,815 (+0.11%) Land $70,000 Building $178,815
2022	$1,343.00 Homeowner's exemption	$132,850	$248,554 Land $70,000 Building $178,554

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	71 (1985–2020)
Claims Outside the SFHA	54 of 71
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 11 claims Hurricane Frances, Sep 2004 · 19 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 214 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.