1520 Bluffside Dr, Unit 3, Chula Vista, CA 91915 Property Records

San Diego County property record for 1520 Bluffside Dr, Unit 3, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 1,682 sqft · built 2004
Lot Size	1.49 acres (65,076 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Feb 2023)
Tax Bill	$10,351 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Sep 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`643-520-45-09`

Property Details

APN / Parcel Number

Primary APN	`643-520-45-09`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,682 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	65,076 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1520 BLUFFSIDE DR, 3
City	CHULA VISTA
State	CA
Zip	91915-1695
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC5RC
Legal Description	PAR 1 US 93PER DOC03-829090&UND INT IN TR PM19091
Legal Subdivision	SUMMER HILL
Legal Tract	1019091
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	13320

Owner

1520 Bluffside Dr, Unit 3 is owned and occupied by two individuals who bought it in February 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1520 BLUFFSIDE DR, 3, CHULA VISTA, CA 91915-1695
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage LANZ CONSULTING GROUP INC
May 4, 2022	Deed of Trust, Mortgage · Commercial Mortgage LANZ CONSULTING GROUP INC
Apr 27, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Sep 26, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Nov 8, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 1, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2023 · Amount on File
Deed Sale	Feb 24, 2023 · Amount on File
Prior Sale	Mar 1, 2019 · Amount on File
Deed Document Number	202348631
Prior Transfer Date	Apr 22, 2022
Prior Transfer Doc	0000183772
Record Updated	Oct 29, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 24, 2023
Property Address	1520 BLUFFSIDE DR UNIT 3, 3, CHULA VISTA, CA 91915-1695
Document Number	0000048631
Map Reference	DOC 2002-0995748
Instrument Date	Jan 27, 2023
Instrument	2023-0048631
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1520 BLUFFSIDE DR UNIT 3, 3, CHULA VISTA, CA 91915-1695

Mortgage

Document Number	0000048632
Date	Feb 24, 2023
Instrument	2023-0048632

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1520 BLUFFSIDE DR UNIT 3, 3, CHULA VISTA, CA 91915-1695
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 BLUFFSIDE DR 3, 3, CHULA VISTA, CA 91915-1695

Mortgage

Document Number	0000381411
Date	Sep 29, 2022
Instrument	2022-0381411

Lender

Name	LANZ CONSULTING GROUP INC
Type	Non-Lending Institution
Address	CHULA VISTA, CA 91915

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1520 BLUFFSIDE DR UNIT 3, 3, CHULA VISTA, CA 91915-1695
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 BLUFFSIDE DR 3, 3, CHULA VISTA, CA 91915-1695

Mortgage

Document Number	0000194348
Date	May 4, 2022
Instrument	2022-0194348

Lender

Name	LANZ CONSULTING GROUP INC
Type	Non-Lending Institution
Address	CHULA VISTA, CA 91915

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 27, 2022
Property Address	1520 BLUFFSIDE DR UNIT 3, 3, CHULA VISTA, CA 91915-1695
Document Number	0000183772
Map Reference	DOC 2002-0995748
Instrument Date	Apr 22, 2022
Instrument	2022-0183772
Transaction Type	Transfer
Record Updated	May 4, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 BLUFFSIDE DR UNIT 3, 3, CHULA VISTA, CA 91915-1695

Mortgage

Document Number	0000183773
Date	Apr 27, 2022
Instrument	2022-0183773

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1520 BLUFFSIDE DR UNIT 3, 3, CHULA VISTA, CA 91915-1695
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000401177
Date	Sep 26, 2018
Instrument	2018-0401177

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	143 Months
Due	Aug 3, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1520 BLUFFSIDE DR UNIT 3, 3, CHULA VISTA, CA 91915-1695
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000516183
Date	Nov 8, 2019
Instrument	2019-0516183

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 1, 2019
Property Address	1520 BLUFFSIDE DR UNIT 3, 3, CHULA VISTA, CA 91915-1695
Document Number	0000075263
Map Reference	DOC2002-0995748
Instrument Date	Feb 12, 2019
Instrument	2019-0075263
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1520 BLUFFSIDE DR UNIT 3, 3, CHULA VISTA, CA 91915-1695

Mortgage

Document Number	0000075264
Date	Mar 1, 2019
Instrument	2019-0075264

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1520 Bluffside Dr, Unit 3 was $10,351.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$726,927 (+2%) Land $440,401 Building $286,526
2025	$10,351.00	$712,674 Land $431,766 Building $280,908
2023	$7,647.00 (+2.95%)	$481,416 Land $181,666 Building $299,750
2022	$7,428.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1520 Bluffside Dr, Unit 3 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1520 Bluffside Dr, Unit 3 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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