1520 Bluffside Dr, Unit 1, Chula Vista, CA 91915 Property Records

San Diego County property record for 1520 Bluffside Dr, Unit 1, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,216 sqft · built 2004
Lot Size	1.49 acres (65,076 sqft)
Owner	2 Individual Names on File
Last Sale	$430,500 (Nov 2020)
Tax Bill	$6,793 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`643-520-45-08`

Property Details

APN / Parcel Number

Primary APN	`643-520-45-08`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,216 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	65,076 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1520 BLUFFSIDE DR, 1
City	CHULA VISTA
State	CA
Zip	91915-1695
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC5RC
Legal Description	PAR 1 US 92PER DOC03-829090&UND INT IN TR PM19091
Legal Subdivision	SUMMER HILL
Legal Tract	1019091
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	13320

Owner

1520 Bluffside Dr, Unit 1 is owned and occupied by two individuals who bought it in November 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1520 BLUFFSIDE DR, 1, CHULA VISTA, CA 91915-1695
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Nov 10, 2020	Grant Deed, Transfer · Conventional Mortgage GRANDE HOMES INC
Jan 27, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Dec 18, 2018	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020 · Amount on File
Deed Sale	Nov 10, 2020 · Amount on File
Prior Sale	Dec 18, 2018 · Amount on File
Deed Document Number	2020705127
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1520 BLUFFSIDE DR UNIT 1, 1, CHULA VISTA, CA 91915-1695
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 BLUFFSIDE DR 1, 1, CHULA VISTA, CA 91915-1695

Mortgage

Document Number	0000057774
Date	Mar 7, 2023
Instrument	2023-0057774

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	Feb 1, 2043

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 10, 2020
Property Address	1520 BLUFFSIDE DR UNIT 1, 1, CHULA VISTA, CA 91915-1695
Document Number	0000705127
Map Reference	DOC 03-829090
Instrument Date	Oct 28, 2020
Instrument	2020-0705127
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1520 BLUFFSIDE DR UNIT 1, 1, CHULA VISTA, CA 91915-1695

Mortgage

Document Number	0000705128
Date	Nov 10, 2020
Instrument	2020-0705128

Lender

Name	GRANDE HOMES INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1520 BLUFFSIDE DR UNIT 1, 1, CHULA VISTA, CA 91915-1695
Document Number	0000056265
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1520 BLUFFSIDE DR #1 CHULA VISTA CA 919151695, 1, CHULA VISTA, CA 91915-1695

Mortgage

Document Number	0000056265
Date	Feb 3, 2020
Instrument	56265

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 18, 2018
Property Address	1520 BLUFFSIDE DR UNIT 1, 1, CHULA VISTA, CA 91915-1695
Document Number	0000518733
Instrument Date	Nov 26, 2018
Instrument	518733
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1520 BLUFFSIDE DR #1 CHULA VISTA CA 919151695, 1, CHULA VISTA, CA 91915-1695

Mortgage

Document Number	518734
Date	Dec 18, 2018
Instrument	518734

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1520 Bluffside Dr, Unit 1 was $6,793.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$475,301 (+2%) Land $199,089 Building $276,212
2025	$6,793.00	$465,983 Land $195,186 Building $270,797
2023	$6,536.00 (+3.08%)	$447,890 Land $187,607 Building $260,283
2022	$6,341.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1520 Bluffside Dr, Unit 1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1520 Bluffside Dr, Unit 1 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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