1520 Bluffside Dr, Unit 2, Chula Vista, CA 91915 Property Records

San Diego County property record for 1520 Bluffside Dr, Unit 2, Chula Vista, CA 91915

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,646 sqft · built 2004
Lot Size1.49 acres (65,076 sqft)
Owner2 Individual Names on File
Last Sale$665,000 (Mar 2026)
Tax Bill$6,988 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN643-520-45-07

Property Details

APN / Parcel Number

Primary APN643-520-45-07

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,646 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Lot Area65,076 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1520 BLUFFSIDE DR, 2
CityCHULA VISTA
StateCA
Zip91915-1695
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePC5RC
Legal DescriptionPAR 1 US 91PER DOC03-829090&UND INT IN TR PM19091
Legal SubdivisionSUMMER HILL
Legal Tract1019091
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1005
Census Tract13320

Owner

1520 Bluffside Dr, Unit 2 is owned by two individuals who bought it in March 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address5660 AMAYA DR, 82, LA MESA, CA 91942-3746
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2026Grant Deed, Transfer · Conventional Mortgage
MISSION FCU
Jul 8, 2020Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2026 · Amount on File
Deed SaleMar 27, 2026 · Amount on File
Prior SaleMay 9, 2016 · Amount on File
Deed Document Number202685295
Prior Transfer DateOct 13, 2015
Prior Transfer Doc0000546905
Record UpdatedOct 29, 2026

March 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 27, 2026
Property Address1520 BLUFFSIDE DR UNIT 2, 2, CHULA VISTA, CA 91915-1695
Document Number0000085295
Instrument DateFeb 24, 2026
Instrument2026-0085295
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyCORINTHIAN TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5660 AMAYA DR # 82, 82, LA MESA, CA 91942-3746

Mortgage

Document Number0000085296
DateMar 27, 2026
Instrument2026-0085296
Lender
NameMISSION FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateApr 1, 2031
Change Frequency5 Years
Min Rate At Change3.5%
Max Rate At Change7.5%
Index5-Year CMT
Margin2
Max Rate10.5%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1520 BLUFFSIDE DR UNIT 2, 2, CHULA VISTA, CA 91915-1695
Document Number0000368022
Instrument DateJul 8, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyNAVY FEDERAL TITLE/CALIFORNIA, NAVY FED'L TITLE/CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1520 BLUFFSIDE DR #2 CHULA VISTA CA 919151695, 2, CHULA VISTA, CA 91915-1695

Mortgage

Document Number0000368022
DateJul 10, 2020
Instrument368022
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1520 Bluffside Dr, Unit 2 was $6,988, up 3% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$458,831 (+2%) Land $177,609 Building $281,222
2025$6,988.00 (+2.99%) Homeowner's exemption$449,835 Land $174,127 Building $275,708
2024$6,785.00 (+0.46%)
2023$6,754.00 (+2.97%) Homeowner's exemption$432,368 Land $167,366 Building $265,002
2022$6,559.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1520 Bluffside Dr, Unit 2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1520 Bluffside Dr, Unit 2 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon, Wyyerd Connect.

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