St. Charles County property record for 152 E Towerwood Dr, O Fallon, MO 63366 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,402 sqft · built 1991 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,900 (Apr 2016) |
| Tax Bill | $3,502 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A882000838 |
| Primary APN | A882000838 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,402 sqft Living Area |
| 1st Floor Area | 1,402 sqft |
| Basement Area | 868 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 72 sqft |
| Patio Area | 230 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A882000838 |
|---|---|
| Old Parcel Number | A882000838 |
| Street Address | 152 E TOWERWOOD DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-1780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWERWOOD PL LOT 9 |
| Legal Range | 03E |
| Legal Township | 47N |
| Legal Subdivision | TOWERWOOD PL |
| Legal Lot Number | 9 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 311602 |
Source: St. Charles County records · APN A882000838
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 152 E TOWERWOOD DR, O FALLON, MO 63366-1780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 22, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Sep 05, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2016 · Amount on Record |
| Deed Sale | Apr 25, 2016 · Amount on Record |
| Prior Sale | Nov 18, 2008 · Amount on Record |
| Deed Document Number | 0006527807 |
| Deed Book / Page | 6527 / 807 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 152 E TOWERWOOD DR, O FALLON, MO 63366-1780 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 152 E TOWERWOOD DR, O FALLON, MO 63366-1780 |
| Document Number | 0000100525 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021R-100525 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 152 E TOWERWOOD DR, O FALLON, MO 63366-1780 |
| Document Number | 0072790466 |
| Instrument Date | Apr 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 152 E TOWERWOOD DR O FALLON MO 633661780, O FALLON, MO 63366-1780 |
| Document Number | 0072790466 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 007279/000466 |
| Instrument | 260770 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 152 E TOWERWOOD DR, O FALLON, MO 63366-1780 |
| Document Number | 0068051964 |
| Book / Page | 006805 / 001964 |
| Instrument Date | Sep 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 152 E TOWERWOOD DR O FALLON MO 633661780, O FALLON, MO 63366-1780 |
| Document Number | 0068051964 |
|---|---|
| Date | Sep 12, 2017 |
| Book Page | 006805/001964 |
| Instrument | 572590 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Sep 11, 2042 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,502.00 | $54,434 (+9.64%) | $286,495 (+9.64%) Land $55,000 Building $231,495 |
| 2023 | $49,648 | ||
| 2022 | $261,304 Land $40,000 Building $221,304 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833116023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 555 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
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