125 E Towerwood Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 125 E Towerwood Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,285 sqft · built 1991
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Mar 2025)
Tax Bill	$2,843 (2025)
Deeds & Mortgages	Jan 2022 Transfer Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A882000833`

Property Details

APN / Parcel Number

Primary APN	`A882000833`
Alternative APN	`2-051B-6313-00-0004.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,285 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	1,008 sqft
Basement Area	504 sqft
Finished Basement	277 sqft
Unfinished Basement	227 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A882000833
Street Address	125 E TOWERWOOD DR
City	O FALLON
State	MO
Zip	63366-1781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWERWOOD PL LOT 4
Legal Subdivision	TOWERWOOD PL
Legal Lot Number	4
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3010
Census Tract	311602

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 E TOWERWOOD DR, O FALLON, MO 63366-1781
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Correction Deed RESOLUTIONS TITLE INC
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Jun 24, 2020	Quit Claim Deed, Transfer DAS ACQUISITION
Aug 16, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Prior Sale	Jun 24, 2020 · Amount on Record
Deed Document Number	202511633
Prior Transfer Date	Nov 28, 2001
Prior Transfer Doc	0027450937
Record Updated	Oct 29, 2026

January 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 28, 2022
Property Address	125 E TOWERWOOD DR, O FALLON, MO 63366-1781
Document Number	0000005849
Map Reference	MB 27 PG 125
Instrument Date	Jan 28, 2022
Instrument	2022R-005849
Record Updated	Feb 10, 2022
Title Company	RESOLUTIONS TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2015 SWAYING OAKS RD, 2015, WENTZVILLE, MO 63385-2301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 N MAIN ST, O FALLON, MO 63366-1743

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	125 E TOWERWOOD DR, O FALLON, MO 63366-1781
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E TOWERWOOD DR, O FALLON, MO 63366-1781

Mortgage

Document Number	2021R015921
Date	Feb 23, 2021
Instrument	2021R-015921

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 24, 2020
Property Address	125 E TOWERWOOD DR, O FALLON, MO 63366-1781
Document Number	0073271496
Book / Page	007327 / 001496
Instrument Date	Jun 18, 2020
Instrument	429910
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	125 E TOWERWOOD DR O FALLON MO 633661781, O FALLON, MO 63366-1781

Mortgage

Document Number	73271498
Date	Jun 24, 2020
Book Page	007327/001498
Instrument	429920

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 16, 2018
Property Address	125 E TOWERWOOD DR, O FALLON, MO 63366-1781
Document Number	0069640209
Book / Page	6964 / 0209
Map Reference	MB 27 PG 125
Instrument Date	Jul 27, 2018
Instrument	20180816000469380
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 E TOWERWOOD DR, O FALLON, MO 63366-1781

Mortgage

Document Number	20180816000469390
Date	Aug 16, 2018
Instrument	20180816000469390

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,066 (-)	$231,926 (-) Land $55,000 Building $176,926
2025	$2,843.00 (+2.19%)	$44,066 (+5.24%)	$231,926 (+5.24%) Land $55,000 Building $176,926
2024	$2,782.00
2023		$41,870
2022			$220,369 Land $40,000 Building $180,369

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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