St. Charles County property record for 146 E Towerwood Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,262 sqft · built 1992 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $354,900 (Mar 2025) |
| Tax Bill | $3,480 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | A882000839 |
| Primary APN | A882000839 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,262 sqft Living Area |
| Gross Area | 2,820 sqft |
| 1st Floor Area | 1,276 sqft |
| Basement Area | 1,162 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 162 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Patio Area | 528 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A882000839 |
|---|---|
| Street Address | 146 E TOWERWOOD DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-1780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWERWOOD PL LOT 10 |
| Legal Subdivision | TOWERWOOD PL |
| Legal Lot Number | 10 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 311602 |
Source: St. Charles County assessment roll, APN A882000839, as of August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 146 E TOWERWOOD DR, O FALLON, MO 63366-1780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 24, 2025 · Amount on Record |
| Deed Sale | Mar 24, 2025 · Amount on Record |
| Prior Sale | May 17, 2024 · Amount on Record |
| Deed Document Number | 202511343 |
| Prior Transfer Date | Apr 12, 2001 |
| Prior Transfer Doc | 0000027341 |
| Record Updated | Sep 20, 2026 |
Source: St. Charles County assessment roll as of August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,090 (-) | $284,685 (-) Land $55,000 Building $229,685 | |
| 2025 | $3,480.00 | $54,090 (+4.01%) | $284,685 (+4.01%) Land $55,000 Building $229,685 |
| 2023 | $52,003 | ||
| 2022 | $273,698 Land $40,000 Building $233,698 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833116023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 555 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wisper ISP.
Source: EPA Safe Drinking Water Information System, water system MO6010588, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OFALLON PWS serves 32,515 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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