15191 McRae Lake, Conroe, TX 77303 Property Records

Montgomery County property record for 15191 McRae Lake, Conroe, TX 77303

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,366 sqft · built 1980
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$367,500 (Sep 2023)
Tax Bill	$5,451 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6980-00-00701`

Property Details

APN / Parcel Number

Primary APN	`6980-00-00701`
Alternative APN	`R120670`

Interior

Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,366 sqft Living Area
1st Floor Area	2,366 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	60,984 sqft
View / Lot	Front
Garage Type	Detached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	224 sqft
Patio Area	514 sqft
Shed	1 Shed
Shed Area	120 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15191 MCRAE LK
City	CONROE
State	TX
Zip	77303-3953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S698000 - MCREA LAKE 01, BLOCK 1, LOT 7A, ACRES 1.4
Legal Subdivision	MCREA LAKE 01
Legal Block	1
Legal Lot Number	7A
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1001
Census Tract	694001

Owner

15191 McRae Lake is owned and occupied by an individual who bought it in September 2023.

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15191 MCRAE LK, CONROE, TX 77303-3953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 10, 2024	Deed of Trust, Mortgage · VA Mortgage NEW ERA LENDING LLC
Sep 20, 2023	Vendor's Lien, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2023 · Amount on File
Deed Sale	Sep 20, 2023 · Amount on File
Prior Sale	Sep 7, 2016 · Amount on File
Deed Document Number	202389632
Prior Transfer Date	Sep 2, 2016
Prior Transfer Doc	0000080812
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	15191 MCRAE LK, CONROE, TX 77303-3953
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030134
Date	Mar 10, 2021
Instrument	2021030134

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	15191 MCRAE LK, CONROE, TX 77303-3953
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15191 MCRAE LK, CONROE, TX 77303-3953

Mortgage

Document Number	0000123262
Date	Dec 10, 2024
Instrument	2024123262

Lender

Name	NEW ERA LENDING LLC
Address	HOUSTON, TX 77077

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Sep 20, 2023
Property Address	15191 MCRAE LK, CONROE, TX 77303-3953
Document Number	0000089632
Map Reference	VOL 6 PG 27
Instrument Date	Sep 18, 2023
Instrument	2023089632
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15191 MCRAE LK, CONROE, TX 77303-3953

Mortgage

Document Number	0000089633
Date	Sep 20, 2023
Instrument	2023089633

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,054 (-0.03%) Land $49,000 Building $321,054	$370,054 (-0.03%) Land $49,000 Building $321,054
2025		$370,152 Land $49,000 Building $321,152	$370,152 Land $49,000 Building $321,152
2024	$5,451.00 (+228.77%)
2023	$1,658.00 Homeowner's exemption	$249,000 Land $49,000 Building $244,350	$293,350 Land $49,000 Building $244,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15191 McRae Lake in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2018–2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15191 McRae Lake is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUT AND SHOOT serves 6,000 people · EPA ID TX1700592
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Optimum.

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