15186 McRae Lake, Conroe, TX 77303 Property Records

Montgomery County property record for 15186 McRae Lake, Conroe, TX 77303

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,514 sqft · built 1973
Lot Size	2.08 acres (91,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,500 (Feb 2006)
Tax Bill	$912 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6980-00-04400`

Property Details

APN / Parcel Number

Primary APN	`6980-00-04400`
Alternative APN	`R120694`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,514 sqft Living Area
1st Floor Area	2,514 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	91,040 sqft
View / Lot	Front
Garage Type	Carport
Garage Area	728 sqft
Carport	Carport
Carport Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	324 sqft
Shed	1 Shed
Shed Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15186 MCRAE LK
City	CONROE
State	TX
Zip	77303-3952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S698000 - MCREA LAKE 01, BLOCK 2, LOT 7
Legal Subdivision	MCREA LAKE 01
Legal Block	2
Legal Lot Number	7
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1007
Census Tract	694001

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15186 MCRAE LK, CONROE, TX 77303-3952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Deed of Trust, Mortgage QUICKEN LNS
Aug 30, 2018	Deed of Trust, Mortgage OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2006 · Amount on Record
Deed Sale	Feb 1, 2006 · Amount on Record
Deed Document Number	200610989
Prior Transfer Date	Jan 30, 2006
Prior Transfer Doc	0000010989
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	15186 MCRAE LK, CONROE, TX 77303-3952
Document Number	0000120528
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15186 MCRAE LK CONROE TX 773033952, CONROE, TX 77303-3952

Mortgage

Document Number	0000120528
Date	Dec 26, 2019
Instrument	120528

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	15186 MCRAE LK, CONROE, TX 77303-3952
Document Number	0000087019
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15186 MCRAE LK CONROE TX 773033952, CONROE, TX 77303-3952

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,961 (+1%)	$359,246 (+7.94%) Land $73,150 Building $286,096
2025	$912.00 (+3.87%) Homeowner's exemption Disabled Person's exemption	$297,237 (+1%)	$332,830 (+7.34%) Land $73,150 Building $259,680
2024	$878.00 (+12.28%) Homeowner's exemption Disabled Person's exemption	$270,215 (+1%) Land $73,150 Building $236,915	$310,065 (-2.12%) Land $73,150 Building $236,915
2023	$782.00 Homeowner's exemption	$245,650 Land $73,150 Building $243,620	$316,770 Land $73,150 Building $243,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2018–2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUT AND SHOOT serves 6,000 people · EPA ID TX1700592
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Optimum.

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