15170 McRae Lake, Conroe, TX 77303 Property Records

Montgomery County property record for 15170 McRae Lake, Conroe, TX 77303

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,560 sqft · built 1980
Lot Size	2.08 acres (91,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,700 (Apr 2026)
Tax Bill	$4,613 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6980-00-04500`

Property Details

APN / Parcel Number

Primary APN	`6980-00-04500`
Alternative APN	`R120695`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,560 sqft Living Area
1st Floor Area	1,280 sqft
2nd Floor Area	1,280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	91,040 sqft
View / Lot	Front

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15170 MCRAE LK
City	CONROE
State	TX
Zip	77303-3952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S698000 - MCREA LAKE 01, BLOCK 2, LOT 8
Legal Subdivision	MCREA LAKE 01
Legal Block	2
Legal Lot Number	8
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1007
Census Tract	694001

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15170 MCRAE LK, CONROE, TX 77303-3952
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Feb 11, 2025	Vendor's Lien, Transfer · Stand-Alone First Mortgage HOUSTON WEST MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Feb 11, 2025 · Amount on Record
Deed Document Number	202634049
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 7, 2026
Property Address	15170 MCRAE LK, CONROE, TX 77303-3952
Document Number	0000034049
Instrument Date	Mar 27, 2026
Instrument	2026.34049
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15170 MCRAE LK, CONROE, TX 77303-3952

Mortgage

Document Number	0000034050,
Date	Apr 7, 2026
Instrument	2026.34050

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

February 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Feb 11, 2025
Property Address	15170 MCRAE LK, CONROE, TX 77303-3952
Document Number	0000012822
Map Reference	VOL 6 PG 27
Instrument Date	Jan 10, 2025
Instrument	2025012822
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11511 KATY FWY STE 630, 630, HOUSTON, TX 77079-1914

Mortgage

Document Number	0000012823
Date	Feb 11, 2025
Instrument	2025012823

Lender

Name	HOUSTON WEST MANAGEMENT LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Aug 7, 2025

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,857 (-1.41%) Land $73,150 Building $214,707	$287,857 (-1.41%) Land $73,150 Building $214,707
2025	$4,613.00 (+845.29%)	$291,987 (+42.9%) Land $73,150 Building $218,837	$291,987 (+6.06%) Land $73,150 Building $218,837
2024	$488.00 (+6.09%) Homeowner's exemption Disabled Person's exemption	$204,336 (+1%) Land $73,150 Building $202,159	$275,309 (+5.1%) Land $73,150 Building $202,159
2023	$460.00 Homeowner's exemption Disabled Person's exemption	$185,760 Land $73,150 Building $188,800	$261,950 Land $73,150 Building $188,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2018–2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUT AND SHOOT serves 6,000 people · EPA ID TX1700592
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Optimum.

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