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1519 Josephine St, Key West, FL 33040 Property Records

Monroe County property record for 1519 Josephine St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,412 sqft · built 1943
Lot Size0.111 acres (4,842 sqft)
Owner2 Owner Names on Record
Last Sale$376,000 (Sep 2001)
Tax Bill$4,662 (2024)
Deeds & MortgagesNov 2021 Mortgage
Nov 2017 Mortgage
Flood ZoneZone AE (high risk)
APN00063110-000000

Property Details

APN / Parcel Number

Primary APN00063110-000000
Alternative APNs
  • 01010100063110000000
  • 1063533

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,412 sqft Living Area
1st Floor Area2,412 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 2005
Exterior MaterialOther
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area4,842 sqft (0.111 acres)
Lot Dimensions93 ft deep x 52 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area802 sqft
Deck Area54 sqft
Patio Area270 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1063533
Old Parcel Number01010100063110000000
Street Address1519 JOSEPHINE ST
CityKEY WEST
StateFL
Zip33040-5335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW DIAG PB1-13 LOT 10 SQR 5 TR 30 H1-284 G38-246/247 OR34-383/384 OR1389-507/508(ORDER) OR1722-1938/39Q/C OR1722-1941/42
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKEY WEST SQUARE 05 TR 30
Legal Tract30
Legal Lot Number10 6
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1002
Census Tract972000

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address1519 JOSEPHINE ST, KEY WEST, FL 33040-5335
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
PANORAMA MORTGAGE GROUP LLC
Nov 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2001 · Amount on Record
Deed SaleSep 5, 2001 · Amount on Record
Prior SaleSep 5, 2001
Deed Document Number0172201941
Deed Book / Page01722 / 01941
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1519 JOSEPHINE ST, KEY WEST, FL 33040-5335
Transaction TypeMortgage
Record UpdatedNov 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031342255
DateNov 1, 2021
Book Page3134/2255
Instrument2346531
Lender
NamePANORAMA MORTGAGE GROUP LLC
TypeNon-Lending Institution
AddressLAS VEGAS, NV 89119
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueOct 1, 2036

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1519 JOSEPHINE ST, KEY WEST, FL 33040-5335
Document Number0028830146
Book / Page002883 / 000146
Instrument DateNov 22, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1519 JOSEPHINE ST KEY WEST FL 330405335, KEY WEST, FL 33040-5335

Mortgage

Document Number0028830146
DateDec 14, 2017
Book Page002883/000146
Instrument2147363
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 13, 2032

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$565,302 (+5.99%)$887,624 (+21.01%) Land $527,124 Building $360,500
2024$4,662.00 (+1.79%)
2023$4,580.00 (+4.54%) Homeowner's exemption$533,370 (+3%)$733,500 (+1.03%) Land $398,970 Building $334,530
2022$4,381.00 Homeowner's exemption$517,835$726,031 Land $386,880 Building $339,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 325 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies339 units insured
incl. 14 condo units
Nearby Flood Claims769 (1980–2025)
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 88 claims
  • Hurricane Wilma, Oct 2005 · 313 claims
  • Hurricane Georges, Sep 1998 · 134 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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