1510 Josephine St, Key West, FL 33040 Property Records

Monroe County property record for 1510 Josephine St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,923 sqft · built 1963
Lot Size0.122 acres (5,303 sqft)
OwnerCompany Name on Record
Last Sale$47,000 (Jan 1986)
Tax Bill$2,089 (2025)
Deeds & MortgagesJan 2021 Mortgage
Nov 2022 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN00063150-000000

Property Details

APN / Parcel Number

Primary APN00063150-000000
Alternative APNs
  • 01010100063150000000
  • 1063576

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,923 sqft Living Area
1st Floor Area1,923 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,303 sqft (0.122 acres)
Lot Dimensions92 ft deep x 52 ft wide
Garage TypeCovered
Garage Area480 sqft

Exterior Amenities

PorchSlab
Porch Area120 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number1063576
Street Address1510 JOSEPHINE ST
CityKEY WEST
StateFL
Zip33040-5336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-1
Legal DescriptionKW DIAG PB1-13 LOT 14 AND PT LOT 19 SQR 5 TR 30 G45-163/64 OR472-614/15 OR914-1915/16L/E OR952-424/25 OR966-478 OR215-544/45 OR694-9 OR977-2403/O4 OR1079-2162/64 OR1122-628/29D/C OR2042-373/74 OR2159-585C OR3199-2282
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKEY WEST SQUARE 05 TR 30
Legal Tract30
Legal Lot Number14,19
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1003
Census Tract972000

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1510 JOSEPHINE ST, KEY WEST, FL 33040-5336
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 1, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Jul 2, 2020Deed of Trust, Mortgage · Line of Credit
BBVA USA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 1986 · Amount on Record
Deed SaleJan 1, 1986 · Amount on Record
Deed Book / Page966 / 478
Last Transfer DateSep 8, 2022
Transfer Doc0031992282
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1510 JOSEPHINE ST, KEY WEST, FL 33040-5336
Transaction TypeMortgage
Record UpdatedMar 6, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030680142
DateJan 8, 2021
Book Page3068/142
Instrument2298509
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term347 Months
DueDec 1, 2049

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateNov 1, 2022
Property Address1510 JOSEPHINE ST, KEY WEST, FL 33040-5336
Document Number0031992282
Book / Page3199 / 2282
Map ReferenceMB 1 PG 13
Instrument DateSep 8, 2022
Instrument2396251
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1510 JOSEPHINE ST, KEY WEST, FL 33040-5336

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address510 JOSEPHINE STREET, KEY WEST, FL 33040

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1510 JOSEPHINE ST, KEY WEST, FL 33040-5336
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030292113
DateJul 2, 2020
Book Page3029/2113
Instrument2271694
Lender
NameBBVA USA
TypeBank
AddressOCALA, FL 34480
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJun 22, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,089.00 (+6.91%) Homeowner's exemption$226,919 (+5.99%)$829,392 (+19.86%) Land $543,345 Building $286,047
2024$1,954.00 (+2.25%)
2023$1,911.00 (+4.83%) Homeowner's exemption$214,101 (+3%)$691,953 (+1.34%) Land $411,248 Building $280,705
2022$1,823.00 Homeowner's exemption$207,866$682,803 Land $398,786 Building $284,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 325 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies339 units insured
incl. 14 condo units
Nearby Flood Claims769 (1980–2025)
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 88 claims
  • Hurricane Wilma, Oct 2005 · 313 claims
  • Hurricane Georges, Sep 1998 · 134 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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