1. Home
  2. Florida
  3. Monroe County
  4. Key West
  5. Josephine St

1515 Josephine St, Key West, FL 33040 Property Records

Monroe County property record for 1515 Josephine St, Key West, FL 33040

Property Summary

Property TypeDuplex
Details6 bd · 5 ba · 2,016 sqft · built 1958
Lot Size0.111 acres (4,840 sqft)
Owner2 Individual Names on Record
Last Sale$1,350,000 (May 2022)
Tax Bill$7,548 (2024)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00063160-000000

Property Details

APN / Parcel Number

Primary APN00063160-000000
Alternative APN
  • 1063584

Interior

Bedrooms6 Beds
Full Baths5 Baths
Units2 Units
Stories2 Stories
Building Area2,016 sqft Living Area
1st Floor Area1,964 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2010
Architectural StyleDuplex Single
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,840 sqft (0.111 acres)
Lot Dimensions92 ft deep x 52 ft wide
PorchOpen Porch
Porch Area672 sqft
Patio Area386 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1063584
Street Address1515 JOSEPHINE ST
CityKEY WEST
StateFL
Zip33040-5335
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeSF-1
Legal DescriptionKW DIAG PB 1-13 LOT 15 SQR 5 TR 30 C2-278 OR418-673/674 OR1669-1529 OR2118-2038/40 OR3173-1039
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionW D CASH DIAGRAM
Legal Tract30
Legal Lot Number15
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1002
Census Tract972000

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1515 JOSEPHINE ST, KEY WEST, FL 33040-5335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2022 · Amount on Record
Deed SaleMay 12, 2022 · Amount on Record
Prior SaleJan 8, 2001 · Amount on Record
Deed Document Number20222375275
Deed Book / Page3173 / 1039
Prior Transfer DateMay 23, 2005
Prior Transfer Doc0021182038
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 12, 2022
Property Address1515 JOSEPHINE ST, KEY WEST, FL 33040-5335
Document Number0031731039
Book / Page3173 / 1039
Map ReferenceMB 1 PG 13
Instrument DateApr 26, 2022
Instrument2375275
Transaction TypeTransfer
Record UpdatedJun 3, 2022
Title CompanyFLORIDIAN TITLE LLC, FLORIDA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1107 KEY PLZ # 260, 1107, KEY WEST, FL 33040-4077

Transferred To (Grantee/Buyer)

NameVerified Name
Address3734 TELLURIDE CIR, BOULDER, CO 80305-7244

Mortgage

Document Number0031731041
DateMay 12, 2022
Instrument3173/1041
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$868,543 (+4.95%)$871,054 (+5.25%) Land $474,175 Building $396,879
2024$7,548.00 (+0.55%)
2023$7,507.00 (+90.05%) Homeowner's exemption$827,584 (+86.47%) Land $440,440 Building $387,144$827,584 (+7.58%) Land $440,440 Building $387,144
2022$3,950.00 Homeowner's exemption$443,823$769,260 Land $377,520 Building $391,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 325 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies339 units insured
incl. 14 condo units
Nearby Flood Claims769 (1980–2025)
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 88 claims
  • Hurricane Wilma, Oct 2005 · 313 claims
  • Hurricane Georges, Sep 1998 · 134 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Josephine St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures