Kenton County property record for 1512 Monroe St, Covington, KY 41014 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 990 sqft |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Oct 2021) |
| Tax Bill | $1,921 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-12-04-001.00 |
| Primary APN | 055-12-04-001.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 990 sqft Finished Area |
| Gross Area | 1,144 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1512 MONROE ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHROETTER 2ND PT LOTS 2-3 60'X 100' ES MONROE 125' N 16TH |
| Legal Subdivision | SCHROETTER H A 2ND |
| Legal Lot Number | 2,3 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 65100 |
Source: Kenton County records · APN 055-12-04-001.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1512 MONROE ST, COVINGTON, KY 41014-1038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 12, 2020 | Warranty Deed, Transfer · FHA Mortgage GUARDIAN SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on Record |
| Deed Sale | Oct 19, 2021 · Amount on Record |
| Prior Sale | Aug 12, 2020 · Amount on Record |
| Deed Document Number | 2021286 |
| Deed Book / Page | 124 / 868 |
| Prior Transfer Date | Oct 07, 2021 |
| Prior Transfer Doc | 0005900286 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 19, 2021 |
| Property Address | 1512 MONROE ST, COVINGTON, KY 41014-1038 |
| Document Number | 0005900286 |
| Book / Page | 124 / 868 |
| Instrument Date | Oct 07, 2021 |
| Instrument | 21101905900286 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 702 BELLAIRE AVE, 702, LEXINGTON, KY 40508-1306 |
| Name | Verified Name |
|---|---|
| Address | 1512 MONROE ST, COVINGTON, KY 41014-1038 |
| Document Number | 0005900287 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 287/124 |
| Instrument | 21101905900287 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 12, 2020 |
| Property Address | 1512 MONROE ST, COVINGTON, KY 41014-1038 |
| Document Number | 0000000103 |
| Book / Page | 000036 / 000716 |
| Instrument Date | Aug 07, 2020 |
| Instrument | 103 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1512 MONROE ST COVINGTON KY 410141038, COVINGTON, KY 41014-1038 |
| Document Number | 104 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 000M81/000696 |
| Instrument | 104 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2050 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,921.00 (-0.52%) | $145,000 (-) Land $5,000 Building $140,000 | $145,000 (-) Land $5,000 Building $140,000 |
| 2023 | $1,931.00 | $145,000 Land $5,000 Building $140,000 | $145,000 Land $5,000 Building $140,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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