Ottawa County property record for 15175 Echo Ct, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,224 sqft · built 1964 |
| Lot Size | 0.306 acres (13,329 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Apr 2023) |
| Tax Bill | $5,143 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-24-102-009 |
| Primary APN | 70-03-24-102-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,224 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 13,329 sqft (0.306 acres) |
| Lot Dimensions | 151 ft deep x 88.3 ft wide |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15175 ECHO CT |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 1 ECHO ACRES SUB |
| Legal Range | 16W |
| Legal Township | 8N |
| Legal Section | 24 |
| Legal Subdivision | ECHO ACRES |
| Legal Block | 102 |
| Legal Lot Number | 1 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20501 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15175 ECHO CT, SPRING LAKE, MI 49456-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Apr 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Apr 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Sep 30, 2020 | Warranty Deed, Transfer |
| Sep 30, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Sep 9, 2020 | Administrator's Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2023 · Amount on Record |
| Deed Sale | Apr 28, 2023 · Amount on Record |
| Prior Sale | Apr 26, 2021 · Amount on Record |
| Deed Document Number | 202310383 |
| Prior Transfer Date | Sep 28, 2020 |
| Prior Transfer Doc | 0000042721 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 15175 ECHO CT, SPRING LAKE, MI 49456-2123 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 15175 ECHO CT, SPRING LAKE, MI 49456-2123 |
| Document Number | 20250032900 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2025-0032900 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 28, 2023 |
| Property Address | 15175 ECHO CT, SPRING LAKE, MI 49456-2123 |
| Document Number | 20230010383 |
| Map Reference | LB 13 PG 24 |
| Instrument Date | Apr 26, 2023 |
| Instrument | 2023-0010383 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2023 |
| Title Company | LAKESHORE TITLE AGENCY, LAKESHORE TITLE GROUP WEST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15077 154TH AVE, GRAND HAVEN, MI 49417-9508 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15175 ECHO CT, SPRING LAKE, MI 49456-2123 |
| Document Number | 20230010384 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 2023-0010384 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Apr 26, 2021 |
| Property Address | 15175 ECHO CT, SPRING LAKE, MI 49456-2123 |
| Document Number | 20210022407 |
| Map Reference | LB 13 PG 24 |
| Instrument Date | Apr 2, 2021 |
| Instrument | 2021-0022407 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,972.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11404 JADON CT NE, 11404, SPARTA, MI 49345-8441 |
| Name | Verified Name |
|---|---|
| Address | 15077 154TH AVE, GRAND HAVEN, MI 49417-9508 |
| Document Number | 20210022408 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021-0022408 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Sep 30, 2020 |
| Property Address | 15175 ECHO CT, SPRING LAKE, MI 49456-2123 |
| Document Number | 20200042722 |
| Map Reference | LB 13 PG 24 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 2020-0042722 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5297 STAPLE RD, 5297, TWIN LAKE, MI 49457-9018 |
| Name | Verified Name |
|---|---|
| Address | 11404 JADON CT, TWIN LAKE, MI 49457 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Sep 30, 2020 |
| Property Address | 15175 ECHO CT, SPRING LAKE, MI 49456-2123 |
| Document Number | 20200042721 |
| Map Reference | LB 13 PG 24 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 2020-0042721 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5297 STAPLE RD, 5297, TWIN LAKE, MI 49457-9018 |
| Name | Verified Name |
|---|---|
| Address | 5297 STAPLE RD, TWIN LAKE, MI 49457-9018 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Sep 9, 2020 |
| Property Address | 15175 ECHO CT, SPRING LAKE, MI 49456-2123 |
| Document Number | 20200038875 |
| Map Reference | LB 13 PG 24 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 2020-0038875 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $273.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13779 SUNRISE CV, 13779, GRAND HAVEN, MI 49417-9580 |
| Name | Verified Name |
|---|---|
| Address | 880 W BROADWAY AVE, MUSKEGON, MI 49441-3520 |
| Investor | Possibly a Property Investor |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,500 (+57.6%) | $371,000 (+57.6%) | |
| 2025 | $5,143.00 (-3.85%) | ||
| 2023 | $117,700 | $235,400 | |
| 2022 | $5,349.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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