15116 Echo Ct, Spring Lake, MI 49456 Property Records

Ottawa County property record for 15116 Echo Ct, Spring Lake, MI 49456 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,398 sqft · built 1960
Lot Size	0.442 acres (19,254 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Aug 2024)
Tax Bill	$3,937 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-24-115-020`

Property Details

APN / Parcel Number

Primary APN	`70-03-24-115-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,398 sqft Living Area
1st Floor Area	1,398 sqft
Basement Area	364 sqft
Unfinished Basement	364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	19,254 sqft (0.442 acres)
Lot Dimensions	239 ft deep x 161 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15116 ECHO CT
City	SPRING LAKE
State	MI
Zip	49456-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 ECHO ACRES SUB, & PART OF NW 1/4 COM 856 FT S & 69301 FT S 89D 46M E FROM NW COR, TH N 1075 FT, W 67 FT, S 1075 FT, TH
Legal Range	16W
Legal Township	08N
Legal Section	24
Legal Subdivision	ECHO ACRES
Legal Block	115
Legal Lot Number	7
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3002
Census Tract	20501

Owner

Source: Ottawa County records · APN 70-03-24-115-020

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15116 ECHO CT, SPRING LAKE, MI 49456-2123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 2024 · Amount on Record
Deed Sale	Aug 12, 2024 · Amount on Record
Deed Document Number	202420523
Prior Transfer Date	May 02, 2007
Prior Transfer Doc	5421/814
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 30, 2026
Property Address	15116 ECHO CT, SPRING LAKE, MI 49456-2123
Document Number	0000023096
Instrument Date	Jul 28, 2026
Instrument	202623096
Transaction Type	Transfer
Record Updated	Aug 07, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$347,440.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15116 ECHO CT, SPRING LAKE, MI 49456-2123

Mortgage

Document Number	0000023097,
Date	Jul 30, 2026
Instrument	202623097

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,000 (+7.59%)	$272,000 (+7.59%)
2025	$3,937.00 (+101.28%) Homeowner's exemption	$126,400 (+43.47%)	$252,800 (+43.47%)
2023		$88,100	$176,200
2022	$1,956.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261390205013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 4 of 4 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.