Ottawa County property record for 15121 Echo Ct, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,000 sqft · built 1960 |
| Lot Size | 0.306 acres (13,329 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $79,800 (May 2011) |
| Tax Bill | $1,824 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-24-102-013 |
| Primary APN | 70-03-24-102-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 13,329 sqft (0.306 acres) |
| Lot Dimensions | 151 ft deep x 88.3 ft wide |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15121 ECHO CT |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 5 ECHO ACRES SUB |
| Legal Range | 16W |
| Legal Township | 8N |
| Legal Section | 24 |
| Legal Subdivision | ECHO ACRES |
| Legal Block | 102 |
| Legal Lot Number | 5 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20501 |
Source: Ottawa County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15121 ECHO CT, SPRING LAKE, MI 49456-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Construction Mortgage HUNTINGTON NATIONAL BANK |
| May 3, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2011 · Amount on Record |
| Deed Sale | May 12, 2011 · Amount on Record |
| Prior Sale | Oct 4, 2006 · Amount on Record |
| Deed Document Number | 201117766 |
| Last Transfer Date | Feb 23, 2016 |
| Transfer Doc | 20160007367 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | May 20, 2026 |
| Property Address | 15121 ECHO CT, SPRING LAKE, MI 49456-2123 |
| Document Number | 0000014762 |
| Instrument Date | May 12, 2026 |
| Instrument | 202614762 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 15121 ECHO CT, SPRING LAKE, MI 49456-2123 |
| Document Number | 0000014762, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 202614762 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 15121 ECHO CT, SPRING LAKE, MI 49456-2123 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20180015332 |
|---|---|
| Date | May 3, 2018 |
| Instrument | 2018-0015332 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ottawa County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,800 (+5.83%) | $199,600 (+5.83%) | |
| 2025 | $1,824.00 (+19.84%) Homeowner's exemption | $94,300 (+37.26%) | $188,600 (+37.26%) |
| 2023 | $68,700 | $137,400 | |
| 2022 | $1,522.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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