Winnebago County property record for 1516 Rugby St, Oshkosh, WI 54902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,355 sqft · built 1952 |
| Lot Size | 0.148 acres (6,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $248,000 (Jul 2026) |
| Tax Bill | $3,606 (2024) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-05160000 |
| Primary APN | 13-05160000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,355 sqft Living Area |
| 1st Floor Area | 1,355 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,450 sqft (0.148 acres) |
| Lot Dimensions | 129 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 286 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 913-05160000 |
|---|---|
| Street Address | 1516 RUGBY ST |
| City | OSHKOSH |
| State | WI |
| Zip | 54902-6360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 20 BLK 2 SMITH & KIRST SOUTH PARK ADDN |
| Legal Subdivision | BLK 2 SMITH & KIRST SOUTH PARK ADDN |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 1400 |
1516 Rugby St is owned and occupied by an individual who bought it in July 2026.
Source: Winnebago County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1516 RUGBY ST, OSHKOSH, WI 54902-6360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 26, 2021 | Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2026 · Amount on File |
| Deed Sale | Jul 7, 2026 · Amount on File |
| Prior Sale | Feb 26, 2021 · Amount on File |
| Deed Document Number | 20261970617 |
| Prior Transfer Date | Sep 15, 2017 |
| Prior Transfer Doc | 0000050388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Jul 7, 2026 |
| Property Address | 1516 RUGBY ST, OSHKOSH, WI 54902-6360 |
| Document Number | 0001970617 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20261970617 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75,144.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1516 RUGBY ST, OSHKOSH, WI 54902-6360 |
| Document Number | 0001970618, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 20261970618 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Feb 26, 2021 |
| Property Address | 1516 RUGBY ST, OSHKOSH, WI 54902-6360 |
| Document Number | 0001844113 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 1844113 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Title Company | GUARANTY TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $529.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1516 RUGBY ST, OSHKOSH, WI 54902-6360 |
| Document Number | 0001844114 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 1844114 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Number | 0001844115 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 1844115 |
| Name | INLANTA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2031 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $192,600 Land $23,000 Building $169,600 | ||
| 2024 | $3,606.00 (-6.17%) | ||
| 2023 | $3,843.00 (+1.1%) Homeowner's exemption | $130,700 (-) Land $14,900 Building $115,800 | $188,865 Land $21,531 Building $167,334 |
| 2022 | $3,801.00 Homeowner's exemption | $130,700 Land $14,900 Building $115,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1516 Rugby St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1516 Rugby St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures