Winnebago County property record for 1515 Rugby St, Oshkosh, WI 54902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,260 sqft · built 1920 |
| Lot Size | 0.322 acres (14,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $241,000 (Aug 2025) |
| Tax Bill | $2,907 (2024) |
| Deeds & Mortgages | Aug 2024 Mortgage Aug 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04970000 |
| Primary APN | 13-04970000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,040 sqft (0.322 acres) |
| Lot Dimensions | 130 ft deep x 108 ft wide |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 913-04970000 |
|---|---|
| Street Address | 1515 RUGBY ST |
| City | OSHKOSH |
| State | WI |
| Zip | 54902-6359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOTS 2 & 3 BLK 1 SMITH & KIRST SOUTH PARK ADDN |
| Legal Subdivision | SMITH AND KRIST SOUTH PARK ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 2,3 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 1400 |
1515 Rugby St is owned and occupied by two individuals who bought it in August 2025.
Source: Winnebago County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1515 RUGBY ST, OSHKOSH, WI 54902-6359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2024 | Deed of Trust, Mortgage · Commercial Mortgage US BANK NA |
| Aug 4, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2025 · Amount on File |
| Deed Sale | Aug 4, 2025 · Amount on File |
| Deed Document Number | 20251949767 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 1515 RUGBY ST, OSHKOSH, WI 54902-6359 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1515 RUGBY ST, OSHKOSH, WI 54902-6359 |
| Document Number | 0001927597 |
|---|---|
| Date | Aug 2, 2024 |
| Instrument | 1927597 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | BROOKFIELD, WI 53005 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Aug 4, 2025 |
| Property Address | 1515 RUGBY ST, OSHKOSH, WI 54902-6359 |
| Document Number | 0001949767 |
| Instrument Date | Jul 31, 2025 |
| Instrument | 1949767 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $723.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $167,900 (-) Land $30,900 Building $137,000 | ||
| 2024 | $2,907.00 (+19.38%) | $167,900 (+79.38%) Land $30,900 Building $137,000 | |
| 2023 | $2,435.00 (-0.49%) Homeowner's exemption | $93,600 (-) Land $20,000 Building $73,600 | $135,254 Land $28,900 Building $106,354 |
| 2022 | $2,447.00 Homeowner's exemption | $93,600 Land $20,000 Building $73,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1515 Rugby St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1515 Rugby St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures