Winnebago County property record for 1512 Rugby St, Oshkosh, WI 54902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1953 |
| Lot Size | 0.148 acres (6,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Jun 2021) |
| Tax Bill | $3,585 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-05160100 |
| Primary APN | 13-05160100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,450 sqft (0.148 acres) |
| Lot Dimensions | 129 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 784 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 913-05160100 |
|---|---|
| Street Address | 1512 RUGBY ST |
| City | OSHKOSH |
| State | WI |
| Zip | 54902-6360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 21 BLK 2 SMITH & KIRST SOUTH PARK ADDN |
| Legal Subdivision | BLK 2 SMITH & KIRST SOUTH PARK ADDN |
| Legal Block | 2 |
| Legal Lot Number | 21 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 1400 |
1512 Rugby St is owned and occupied by an individual who bought it in June 2021.
Source: Winnebago County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1512 RUGBY ST, OSHKOSH, WI 54902-6360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NICOLET NATIONAL BANK |
| Jun 14, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage GUDRUM HEMMINGHAUS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on File |
| Deed Sale | Jun 14, 2021 · Amount on File |
| Prior Sale | Jun 10, 2019 · Amount on File |
| Deed Document Number | 20211854311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 1512 RUGBY ST, OSHKOSH, WI 54902-6360 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001878721 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 1878721 |
| Name | NICOLET NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Jun 14, 2021 |
| Property Address | 1512 RUGBY ST, OSHKOSH, WI 54902-6360 |
| Document Number | 0001854311 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 1854311 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $486.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1512 RUGBY ST, OSHKOSH, WI 54902-6360 |
| Document Number | 0001854312 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 1854312 |
| Name | GUDRUM HEMMINGHAUS |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $203,700 (-) Land $23,000 Building $180,700 | ||
| 2024 | $3,585.00 (+14.06%) | $203,700 (+73.51%) Land $23,000 Building $180,700 | |
| 2023 | $3,143.00 (-0.13%) Homeowner's exemption | $117,400 (-) Land $14,900 Building $102,500 | $169,646 Land $21,531 Building $148,115 |
| 2022 | $3,147.00 Homeowner's exemption | $117,400 Land $14,900 Building $102,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1512 Rugby St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1512 Rugby St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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