1516 E Elm Rd, Lakeland, FL 33801 Property Records

Polk County property record for 1516 E Elm Rd, Lakeland, FL 33801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,622 sqft · built 1930
Lot Size	0.193 acres (8,420 sqft)
Owner	2 Individual Names on File
Last Sale	$223,000 (Mar 2022)
Tax Bill	$2,690 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-17-193000-007140`

Property Details

APN / Parcel Number

Primary APN	`24-28-17-193000-007140`
Alternative APNs	`172824193000007140` `72824000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,622 sqft Living Area
Gross Area	1,102 sqft
1st Floor Area	1,102 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Flat
Lot Area	8,420 sqft (0.193 acres)
Lot Dimensions	135 ft deep x 64 ft wide
View / Lot	Commercial/Industrial
Porch	Enclosed/Unfinished Porch
Porch Area	760 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1516 E ELM RD
City	LAKELAND
State	FL
Zip	33801-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	SHORE ACRES PB 7 PG 15 BLK 7 LOTS 14 W 15 FT & 15
Legal Range	24E
Legal Township	28S
Legal Section	17
Legal Subdivision	SHORE ACRES
Legal Tract	193000
Legal Block	7
Legal Lot Number	14
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1026
Census Tract	10300

Owner

1516 E Elm Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1516 E ELM RD, LAKELAND, FL 33801-2320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2022 · Amount on File
Deed Sale	Mar 21, 2022 · Amount on File
Prior Sale	Sep 24, 2015 · Amount on File
Deed Document Number	202275400
Deed Book / Page	12169 / 1826
Prior Transfer Date	Jan 3, 2003
Prior Transfer Doc	0000024572
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 21, 2022
Property Address	1516 E ELM RD, LAKELAND, FL 33801-2320
Document Number	0000075400
Book / Page	12169 / 1826
Map Reference	MB 7 PG 15
Instrument Date	Mar 11, 2022
Instrument	2022075400
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	MAJESTY TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,561.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15415 ROCKRIDGE RD, 15415, POLK CITY, FL 33868-7606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 MCKENNA DR, WINTER HAVEN, FL 33881-9749

Mortgage

Document Number	0121691828
Date	Mar 21, 2022
Instrument	12169/1828

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1516 E Elm Rd was $2,690 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,533 (+2.7%)	$212,978 (+10.73%) Land $34,943 Building $178,035
2025	$2,690.00 Homeowner's exemption	$192,340 Land $20,166 Building $172,174	$192,340 Land $20,166 Building $172,174
2023	$3,405.00 (+15.74%)	$186,806 (-3.58%) Land $19,324 Building $167,482	$186,806 (-3.58%) Land $19,324 Building $167,482
2022	$2,942.00	$193,751 Land $16,385 Building $177,366	$193,751 Land $16,385 Building $177,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1516 E Elm Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1516 E Elm Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20