Polk County property record for 1505 E Elm Rd, Lakeland, FL 33801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,253 sqft · built 1925 |
| Lot Size | 0.295 acres (12,850 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Dec 2022) |
| Deeds & Mortgages | Oct 2023 Mortgage Dec 2022 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-28-17-193000-005330 |
| Primary APN | 24-28-17-193000-005330 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,253 sqft Living Area |
| 1st Floor Area | 1,253 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Flat |
| Lot Area | 12,850 sqft (0.295 acres) |
| Lot Dimensions | 140 ft deep x 79 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 169 sqft |
| Carport | Carport |
| Carport Area | 169 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 88 sqft |
| Shed | 1 Shed |
| Street Address | 1505 E ELM RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33801-2319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Description | SHORE ACRES PB 7 PG 15 BLK 5 LOTS 33 E1/2 & 34 |
| Legal Range | 24E |
| Legal Township | 28S |
| Legal Section | 17 |
| Legal Subdivision | SHORE ACRES |
| Legal Tract | 193000 |
| Legal Block | 5 |
| Legal Lot Number | 33 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 10300 |
1505 E Elm Rd is owned and occupied by an individual who bought it in December 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1505 E ELM RD, LAKELAND, FL 33801-2319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2023 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Dec 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 17, 2019 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Nov 30, 2018 | Warranty Deed, Transfer · Conventional with PMI FAIRWINDS CU |
| Jul 3, 2018 | Quit Claim Deed, Transfer OTHER |
| Nov 22, 2017 | Warranty Deed, Transfer HOME SOLUTION TITLE INC |
| Oct 24, 2017 | Warranty Deed, Transfer HOME SOLUTION TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2022 · Amount on File |
| Deed Sale | Dec 7, 2022 · Amount on File |
| Prior Sale | Oct 17, 2019 · Amount on File |
| Deed Document Number | 2022316362 |
| Deed Book / Page | 12509 / 589 |
| Transfer Doc | 3690001628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1505 E ELM RD, LAKELAND, FL 33801-2319 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1505 E ELM RD, LAKELAND, FL 33801-2319 |
| Document Number | 0000257962 |
|---|---|
| Date | Oct 31, 2023 |
| Book Page | 12893/2035 |
| Instrument | 2023257962 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 7, 2022 |
| Property Address | 1505 E ELM RD, LAKELAND, FL 33801-2319 |
| Document Number | 0000316362 |
| Book / Page | 12509 / 589 |
| Map Reference | MB 7 PG 15 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2022316362 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2022 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1675 LAUREL OAKS DR, BARTOW, FL 33830-7709 |
| Name | Verified Name |
|---|---|
| Address | 1505 E ELM RD, LAKELAND, FL 33801-2319 |
| Document Number | 0012509591 |
|---|---|
| Date | Dec 7, 2022 |
| Instrument | 12509/591 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 17, 2019 |
| Property Address | 1505 E ELM RD, LAKELAND, FL 33801-2319 |
| Document Number | 0110100463 |
| Book / Page | 011010 / 000463 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 220922 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1102 E PALMETTO ST LAKELAND FL 338015649, LAKELAND, FL 33801-5649 |
| Document Number | 110100465 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 011010/000465 |
| Instrument | 220923 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 16, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 30, 2018 |
| Property Address | 1505 E ELM RD, LAKELAND, FL 33801-2319 |
| Document Number | 0106840470 |
| Book / Page | 010684 / 000470 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 249170 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2018 |
| Title Company | EASY TITLE COMPANY LLC, EASY TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1505 E ELM RD LAKELAND FL 338012319, LAKELAND, FL 33801-2319 |
| Document Number | 106840472 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 010684/000472 |
| Instrument | 249171 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 29, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 3, 2018 |
| Property Address | 1505 E ELM RD, LAKELAND, FL 33801-2319 |
| Document Number | 0105362253 |
| Book / Page | 010536 / 002253 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 141543 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 534 HOLLOWAY SHORES DR LAKELAND FL 338016088, LAKELAND, FL 33801-6088 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 22, 2017 |
| Property Address | 1505 E ELM RD, LAKELAND, FL 33801-2319 |
| Document Number | 0103220067 |
| Book / Page | 010322 / 000067 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 225149 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | HOME SOLUTION TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $455.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 231 N TENNESSEE AVE #100 LAKELAND FL 338014970, 100, LAKELAND, FL 33801-4970 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 24, 2017 |
| Property Address | 1505 E ELM RD, LAKELAND, FL 33801-2319 |
| Document Number | 0102941113 |
| Book / Page | 010294 / 001113 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 202962 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | HOME SOLUTION TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $248.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2930 BARNEYS PUMPS PL LAKELAND FL 338124204, LAKELAND, FL 33812-4204 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,428 (+1.61%) Land $48,069 Building $169,359 | $217,428 (+1.61%) Land $48,069 Building $169,359 | |
| 2025 | $213,991 Land $30,369 Building $183,622 | $213,991 Land $30,369 Building $183,622 | |
| 2023 | Homeowner's exemption | $214,376 Land $29,083 Building $185,293 | $214,376 Land $29,083 Building $185,293 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1505 E Elm Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1505 E Elm Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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