Polk County property record for 1519 E Elm Rd, Lakeland, FL 33801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,187 sqft · built 1925 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Jun 2022) |
| Tax Bill | $2,635 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-28-17-193000-005380 |
| Primary APN | 24-28-17-193000-005380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,187 sqft Living Area |
| 1st Floor Area | 1,187 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Lot Area | 9,104 sqft (0.209 acres) |
| Lot Dimensions | 167 ft deep x 53 ft wide |
| View / Lot | Commercial/Industrial |
| Porch | Unfinished Open Porch |
| Porch Area | 109 sqft |
| Cooling System | Central |
|---|
| Street Address | 1519 E ELM RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33801-2319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA3 |
| Legal Description | SHORE ACRES PB 7 PG 15 BLK 5 LOT 38 |
| Legal Range | 24E |
| Legal Township | 28S |
| Legal Section | 17 |
| Legal Subdivision | SHORE ACRES |
| Legal Tract | 193000 |
| Legal Block | 5 |
| Legal Lot Number | 38 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 10300 |
1519 E Elm Rd is owned and occupied by an individual who bought it in June 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1519 E ELM RD, LAKELAND, FL 33801-2319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage HOMETOWN LENDERS INC |
| Jun 15, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| Nov 12, 2021 | Warranty Deed, Transfer · Balloon Mortgage RAINMAKER360 LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on File |
| Deed Sale | Jun 15, 2022 · Amount on File |
| Prior Sale | Nov 12, 2021 · Amount on File |
| Deed Document Number | 2022163771 |
| Deed Book / Page | 12298 / 797 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1519 E ELM RD, LAKELAND, FL 33801-2319 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7924 SUGAR PINE BLVD, LAKELAND, FL 33810-1389 |
| Document Number | 0000034345 |
|---|---|
| Date | Feb 13, 2023 |
| Book Page | 12581/501 |
| Instrument | 2023034345 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 15, 2022 |
| Property Address | 1519 E ELM RD, LAKELAND, FL 33801-2319 |
| Document Number | 0000163771 |
| Book / Page | 12298 / 797 |
| Map Reference | MB 7 PG 15 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2022163771 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Title Company | AMZ TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14148 8TH ST # ST203, 14148, DADE CITY, FL 33525-4102 |
| Name | Verified Name |
|---|---|
| Address | 7924 SUGAR PINE BLVD, LAKELAND, FL 33810-1389 |
| Document Number | 0012298799 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 12298/799 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 12, 2021 |
| Property Address | 1519 E ELM RD, LAKELAND, FL 33801-2319 |
| Document Number | 0000296450 |
| Book / Page | 11981 / 62 |
| Map Reference | MB 7 PG 15 |
| Instrument Date | Nov 2, 2021 |
| Instrument | 2021296450 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2021 |
| Title Company | AMZ TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8044 HOLLY RIDGE DR, 8044, LAKELAND, FL 33810-1313 |
| Name | Verified Name |
|---|---|
| Address | 14148 8TH ST STE 203, 203, DADE CITY, FL 33525-4102 |
| Investor | Possibly a Property Investor |
| Document Number | 0001198164 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 11981/64 |
| Name | RAINMAKER360 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 2, 2022 |
The 2025 property tax bill for 1519 E Elm Rd was $2,635 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,971 (+1.96%) Land $37,765 Building $155,206 | $192,971 (+1.96%) Land $37,765 Building $155,206 | |
| 2025 | $2,635.00 Homeowner's exemption | $189,270 Land $21,730 Building $167,540 | $189,270 Land $21,730 Building $167,540 |
| 2023 | $2,690.00 (-11.34%) Homeowner's exemption | $190,153 (+15.11%) Land $20,820 Building $169,333 | $190,153 (+15.11%) Land $20,820 Building $169,333 |
| 2022 | $3,034.00 | $165,199 Land $17,657 Building $147,542 | $165,199 Land $17,657 Building $147,542 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1519 E Elm Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1519 E Elm Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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