Black Hawk County property record for 1516 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1909 |
| Square Footage | 1,296 sqft Living Area |
| Lot Size | 6,350 sqft (0.146 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $113,000 (2022) |
| Tax Bill | $2,546.00 (2025) |
| Primary APN | 8913-36-104-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,296 sqft Living Area |
| 1st Floor | 624 sqft 1st Floor |
| Basement Area | 624 sqft Basement |
| Unfinished Basement | 624 sqft Unfinished |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,350 sqft (0.146 acres) |
| Depth X Width | 127 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 308 sqft Garage |
| Patio Area | 198 sqft Patio |
| Porch Area | 144 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1516 BERTCH AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-1706 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KENWOOD PARK LOT 209 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | KENWOOD PARK |
| Legal Lot Number | 209 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 1000 |
Source: Black Hawk County records · APN 8913-36-104-004
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1516 BERTCH AVE, WATERLOO, IA 50702-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment VERIDIAN CU |
| Jul 22, 2020 | Deed of Trust, Mortgage · Stand Alone Second Mortgage VERIDIAN CU |
| Dec 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 14, 2022 · Amount on Record |
| Deed Sale | Dec 14, 2022 · Amount on Record |
| Prior Sale | Dec 14, 2021 · Amount on Record |
| Deed Doc Number | 202212467 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1516 BERTCH AVE, WATERLOO, IA 50702-1706 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Title Company | TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1516 BERTCH AVE, WASHBURN, IA 50702-1706 |
| Document Number | 202200012469 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 202200012469 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1516 BERTCH AVE, WATERLOO, IA 50702-1706 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202100001784 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 202100001784 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 25, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 14, 2021 |
| Property Address | 1516 BERTCH AVE, WATERLOO, IA 50702-1706 |
| Document Number | 202200012467 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 202200012467 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2022 |
| Title Company | TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1516 BERTCH AVE, WASHBURN, IA 50702-1706 |
| Document Number | 202200012468 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 202200012468 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jan 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,546.00 Homeowner's exemption | $127,550 (-) Land $15,760 Building $111,790 | $127,550 (-) Land $15,760 Building $111,790 |
| 2024 | $2,546.00 (+41.92%) | ||
| 2023 | $127,550 (+40.83%) Land $15,760 Building $111,790 | $127,550 (+40.83%) Land $15,760 Building $111,790 | |
| 2022 | $1,794.00 Homeowner's exemption | $90,570 Land $15,760 Building $74,810 | |
| 2021 | $90,570 Land $15,760 Building $74,810 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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