Black Hawk County property record for 1506 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1936 |
| Square Footage | 1,577 sqft Living Area |
| Lot Size | 6,350 sqft (0.146 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $80,000 (2021) |
| Tax Bill | $3,094.00 (2025) |
| Primary APN | 8913-36-104-002 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,577 sqft Living Area |
| 1st Floor | 756 sqft 1st Floor |
| Attic Area | 265 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 756 sqft Basement |
| Unfinished Basement | 756 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,350 sqft (0.146 acres) |
| Depth X Width | 127 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Deck Area | 118 sqft Deck |
| Patio Area | 135 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 224 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1506 BERTCH AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-1706 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KENWOOD PARK LOT 211 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | KENWOOD PARK |
| Legal Lot Number | 211 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 1000 |
Source: Black Hawk County records · APN 8913-36-104-002
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1506 BERTCH AVE, WATERLOO, IA 50702-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CREDIT UNION |
| Nov 01, 2021 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU |
| Oct 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2021 · Amount on Record |
| Deed Sale | Oct 12, 2021 · Amount on Record |
| Prior Sale | Oct 12, 2020 · Amount on Record |
| Deed Doc Number | 20217757 |
| Prior Transfer Date | Jun 15, 2005 |
| Prior Transfer Doc | 2005029257 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 23, 2026 |
| Property Address | 1506 BERTCH AVE, WATERLOO, IA 50702-1706 |
| Document Number | 0000011092 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202611092 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1506 BERTCH AVE, WATERLOO, IA 50702-1706 |
| Document Number | 0000011092, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 202611092 |
| Name | DUPACO COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1506 BERTCH AVE, WATERLOO, IA 50702-1706 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202200009400 |
|---|---|
| Date | Nov 01, 2021 |
| Instrument | 202200009400 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 12, 2020 |
| Property Address | 1506 BERTCH AVE, WATERLOO, IA 50702-1706 |
| Document Number | 202100007757 |
| Instrument Date | Oct 09, 2020 |
| Instrument | 202100007757 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1506 BERTCH AVE, WATERLOO, IA 50702-1706 |
| Document Number | 202100007758 |
|---|---|
| Date | Oct 12, 2020 |
| Instrument | 202100007758 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Nov 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,094.00 Homeowner's exemption | $152,540 (-0.21%) Land $15,760 Building $136,780 | $152,540 (-0.21%) Land $15,760 Building $136,780 |
| 2024 | $3,094.00 (+26.7%) | ||
| 2023 | $152,860 (+37.53%) Land $15,760 Building $137,100 | $152,860 (+37.53%) Land $15,760 Building $137,100 | |
| 2022 | $2,442.00 | $111,150 Land $15,760 Building $95,390 | |
| 2021 | $111,150 Land $15,760 Building $95,390 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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