1513 Bertch Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1513 Bertch Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 400 sqft · built 1947
Lot Size	0.146 acres (6,350 sqft)
Owner	Company Name on Record
Last Sale	$31,000 (Apr 2024)
Tax Bill	$1,182 (2025)
Deeds & Mortgages	Nov 2005 Line of Credit Jun 2014 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`8913-36-102-022`

Property Details

APN / Parcel Number

Primary APN	`8913-36-102-022`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	400 sqft Living Area
1st Floor Area	400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1513 BERTCH AVE
City	WATERLOO
State	IA
Zip	50702-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENWOOD PARK LOT 126
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	KENWOOD PARK
Legal Lot Number	126
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1001
Census Tract	1000

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	333 NORRIS CT, WATERLOO, IA 50701-5636
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2005	Deed of Trust, Mortgage · Line of Credit JOHN DEERE COMMUNITY CU
Jun 16, 2014	Deed of Trust, Mortgage CEDAR FALLS COMMUNITY CU
Apr 5, 2024	Warranty Deed, Transfer TITLE SERVICES CORPORATION
Jul 16, 2020	Quit Claim Deed, Transfer TITLE SERVICES GROUP, TITLE SERVICES CORP
Apr 22, 2014	Intrafamily Transfer, Transfer
Aug 4, 2005	Warranty Deed, Transfer TITLE SERVICES CORPORATION
Mar 9, 2005	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2024 · Amount on Record
Deed Sale	Apr 5, 2024 · Amount on Record
Prior Sale	Aug 4, 2005 · Amount on Record
Deed Document Number	202412299
Prior Transfer Date	Feb 2, 2005
Prior Transfer Doc	2005020614
Record Updated	Sep 20, 2026

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1513 BERTCH AVE, WATERLOO, IA 50702-1705
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2006013697
Date	Nov 28, 2005
Instrument	2006013697

Lender

Name	JOHN DEERE COMMUNITY CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 27, 2030

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Change Frequency	Monthly

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1513 BERTCH AVE, WATERLOO, IA 50702-1705
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201400022255
Date	Jun 16, 2014
Instrument	201400022255

Lender

Name	CEDAR FALLS COMMUNITY CU
Address	CEDAR FALLS, IA 50613

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 25, 2019

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 5, 2024
Property Address	1513 BERTCH AVE, WATERLOO, IA 50702-1705
Document Number	202400012299
Instrument Date	Apr 2, 2024
Instrument	202400012299
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Tax	$48.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 NORRIS CT, WATERLOO, IA 50701-5636

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 16, 2020
Property Address	1513 BERTCH AVE, WATERLOO, IA 50702-1705
Document Number	202100001095
Instrument Date	Jul 10, 2020
Instrument	202100001095
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 371, WATERLOO, IA 50704-0371

April 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 22, 2014
Property Address	1513 BERTCH AVE, WATERLOO, IA 50702-1705
Document Number	201400018729
Instrument Date	Apr 18, 2014
Instrument	201400018729
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 371, WATERLOO, IA 50704-0371

August 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 4, 2005
Property Address	1513 BERTCH AVE, WATERLOO, IA 50702-1705
Document Number	2006003260
Instrument Date	Jul 28, 2005
Instrument	2006003260
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Tax	$36.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2691, WATERLOO, IA 50704-2691
Investor	Possibly a Property Investor

March 2005: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 9, 2005
Property Address	1513 BERTCH AVE, WATERLOO, IA 50702-1705
Document Number	2005020614
Instrument Date	Feb 2, 2005
Instrument	2005020614
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 BERTCH AVE, WATERLOO, IA 50702-1705

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,182.00	$53,040 (-2.63%) Land $15,760 Building $37,280	$53,040 (-2.63%) Land $15,760 Building $37,280
2024	$1,182.00 (+23.64%)
2023		$54,470 (+25.1%) Land $15,760 Building $38,710	$54,470 (+25.1%) Land $15,760 Building $38,710
2022	$956.00	$43,540 Land $15,760 Building $27,780
2021			$43,540 Land $15,760 Building $27,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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