Kane County property record for 1455 Charles Ave, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,506 sqft · built 1984 |
| Lot Size | 0.226 acres (9,830 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $156,500 (Feb 2014) |
| Tax Bill | $6,118 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-03-232-009 |
| Primary APN | 03-03-232-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,506 sqft Living Area |
| Gross Area | 1,926 sqft |
| 1st Floor Area | 1,004 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Contemporary |
| Lot Area | 9,830 sqft (0.226 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 1455 CHARLES AVE |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-3773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERWOOD ESTATES UNIT 3 - LOT 164 |
| Legal Subdivision | RIVERWOOD ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 164 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | DUNDEE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 850106 |
1455 Charles Ave is owned and occupied by two individuals who bought it in February 2014.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1455 CHARLES AVE, ALGONQUIN, IL 60102-3773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2014 · Amount on File |
| Deed Sale | Feb 5, 2014 · Amount on File |
| Prior Sale | May 9, 2005 · Amount on File |
| Deed Document Number | 20146053 |
| Prior Transfer Date | Sep 4, 1997 |
| Prior Transfer Doc | 0000061998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 26, 2021 |
| Property Address | 1455 CHARLES AVE, ALGONQUIN, IL 60102-3773 |
| Document Number | 0000040616 |
| Instrument Date | Mar 13, 2021 |
| Instrument | 2021K040616 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1455 CHARLES AVE, 1455, ALGONQUIN, IL 60102-3773 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1455 CHARLES AVE, ALGONQUIN, IL 60102-3773 |
| Document Number | 0000040617 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021K040617 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1455 CHARLES AVE, ALGONQUIN, IL 60102-3773 |
| Document Number | 0000043148 |
| Instrument Date | Aug 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1455 CHARLES AVE ALGONQUIN IL 601023773, ALGONQUIN, IL 60102-3773 |
| Document Number | 0000043148 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 43148 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 3, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.49% |
The 2025 property tax bill for 1455 Charles Ave was $6,118 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | Kane County |
| County Subdivision | Dundee Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,118.00 Homeowner's exemption | $89,781 (+9.42%) Land $24,974 Building $64,807 | $269,451 (+9.42%) Land $74,952 Building $194,499 |
| 2024 | $82,052 Land $22,824 Building $59,228 | $246,255 Land $68,499 Building $177,755 | |
| 2022 | $5,801.00 (+3.24%) Homeowner's exemption | $73,153 (+5.91%) Land $20,536 Building $52,617 | $219,459 (+5.91%) Land $61,608 Building $157,851 |
| 2021 | $5,619.00 Homeowner's exemption | $69,071 Land $19,390 Building $49,681 | $207,213 Land $58,170 Building $149,043 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1455 Charles Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 18 (1979–2017) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1455 Charles Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures