Cook County property record for 1514 S Spencer Ave, Berkeley, IL 60163
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 863 sqft · built 1956 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Sep 2020) |
| Tax Bill | $7,638 (2023) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-08-115-045 |
| Primary APN | 15-08-115-045 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 863 sqft Living Area |
| 1st Floor Area | 863 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 6,700 sqft (0.154 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1514 S SPENCER AVE |
|---|---|
| City | BERKELEY |
| State | IL |
| Zip | 60163-1334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J W (MCCORMACKS) (WESTMORELAND) SUB IN WH SEC 08-39-12 |
| Legal Range | 12E |
| Legal Township | 39N |
| Legal Section | 08 |
| Legal Subdivision | MCCORMACKS WESTMORELAND |
| Legal Lot Number | 380,3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | PROVISO |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 816800 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1514 S SPENCER AVE, BERKELEY, IL 60163-1334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2020 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG |
| Jun 6, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage FEDERAL SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on Record |
| Deed Sale | Sep 11, 2020 · Amount on Record |
| Prior Sale | Sep 14, 2016 · Amount on Record |
| Deed Document Number | 202062014 |
| Prior Transfer Date | Oct 26, 2006 |
| Prior Transfer Doc | 0000026037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 11, 2020 |
| Property Address | 1514 S SPENCER AVE, BERKELEY, IL 60163-1334 |
| Document Number | 2025562014 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 25562014 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 107 N 11TH AVE MELROSE PARK IL 601604109, MELROSE PARK, IL 60160-4109 |
| Document Number | 2025562015 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 25562015 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2050 |
| Rate | 2.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 6, 2017 |
| Property Address | 1514 S SPENCER AVE, BERKELEY, IL 60163-1334 |
| Document Number | 1715712013 |
| Instrument Date | May 23, 2017 |
| Instrument | 15712013 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 23, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $184.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2328 EUCLID AVE BERWYN IL 604022453, BERWYN, IL 60402-2453 |
| Document Number | 1715712014 |
|---|---|
| Date | Jun 6, 2017 |
| Instrument | 15712014 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Proviso Township |
| Municipality | Berkeley Village |
| Elementary School District | Berkeley School District 87 (PK - 08) |
| Secondary School District | Proviso Township High School District 209 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,073 (+20.22%) Land $3,685 Building $16,388 | $200,730 (+20.22%) Land $36,850 Building $163,880 | |
| 2023 | $7,638.00 (+1.56%) | ||
| 2022 | $7,521.00 Homeowner's exemption | $16,697 Land $3,182 Building $13,515 | $166,970 Land $31,820 Building $135,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2014–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY serves 5,214 people · EPA ID IL0310180 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 8 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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