1501 S Spencer Ave, Berkeley, IL 60163 Property Records

Cook County property record for 1501 S Spencer Ave, Berkeley, IL 60163

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 947 sqft · built 1953
Lot Size0.123 acres (5,360 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (May 1999)
Tax Bill$6,026 (2023)
Deeds & MortgagesAug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN15-08-116-001

Property Details

APN / Parcel Number

Primary APN15-08-116-001
Alternative APN
  • 15-08-116-001-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area947 sqft Living Area
1st Floor Area947 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area5,360 sqft (0.123 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1501 S SPENCER AVE
CityBERKELEY
StateIL
Zip60163-1335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJ W (MCCORMACKS) (WESTMORELAND) SUB IN WH SEC 08-39-12
Legal Range12E
Legal Township39N
Legal Section08
Legal SubdivisionMCCORMACKS WESTMORELAND
Legal Lot Number396
JurisdictionCOOK IL
Township / Civil DivisionPROVISO
Census Block Group2
Census Block2022
Census Tract816800

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1501 S SPENCER AVE, BERKELEY, IL 60163-1335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 1999 · Amount on Record
Deed SaleMay 27, 1999 · Amount on Record
Deed Document Number1999657
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1501 S SPENCER AVE, BERKELEY, IL 60163-1335
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023420495
DateAug 22, 2022
Instrument2223420495
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 12, 2042
Interest
Rate6.04%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionProviso Township
MunicipalityBerkeley Village
Elementary School DistrictBerkeley School District 87 (PK - 08)
Secondary School DistrictProviso Township High School District 209 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,596 (+12.23%) Land $2,948 Building $16,648$195,960 (+12.23%) Land $29,480 Building $166,480
2023$6,026.00 (-4.73%)
2022$6,325.00 Homeowner's exemption$17,461 Land $2,546 Building $14,915$174,610 Land $25,460 Building $149,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2014–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERKELEY
serves 5,214 people · EPA ID IL0310180
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Also Mapped HereBELLWOOD
Lead8 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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