1505 S Spencer Ave, Berkeley, IL 60163 Property Records

Cook County property record for 1505 S Spencer Ave, Berkeley, IL 60163

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1957
Lot Size	0.123 acres (5,360 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Dec 2000)
Tax Bill	$4,036 (2023)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-08-116-002`

Property Details

APN / Parcel Number

Primary APN	`15-08-116-002`
Alternative APN	`15-08-116-002-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,360 sqft (0.123 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1505 S SPENCER AVE
City	BERKELEY
State	IL
Zip	60163-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	12E
Legal Township	39N
Legal Section	08
Legal Subdivision	J W MCCORMACKS WESTMORELAND
Legal Lot Number	395
Jurisdiction	COOK IL
Township / Civil Division	PROVISO
Census Block Group	2
Census Block	2022
Census Tract	816800

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1505 S SPENCER AVE, BERKELEY, IL 60163-1335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2000 · Amount on Record
Deed Sale	Dec 22, 2000 · Amount on Record
Deed Document Number	20005371
Last Transfer Date	Jun 20, 2007
Transfer Doc	0000040083
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1505 S SPENCER AVE, BERKELEY, IL 60163-1335
Document Number	1736201028
Instrument Date	Nov 25, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1505 S SPENCER AVE BERKELEY IL 601631335, BERKELEY, IL 60163-1335

Mortgage

Document Number	1736201028
Date	Dec 28, 2017
Instrument	36201028

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 27, 2037

Interest

Rate	4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Proviso Township
Municipality	Berkeley Village
Elementary School District	Berkeley School District 87 (PK - 08)
Secondary School District	Proviso Township High School District 209 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,000 (+28.65%) Land $2,948 Building $19,052	$220,000 (+28.65%) Land $29,480 Building $190,520
2023	$4,036.00 (-12.66%)
2022	$4,621.00 Homeowner's exemption	$17,100 Land $2,546 Building $14,554	$171,000 Land $25,460 Building $145,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY serves 5,214 people · EPA ID IL0310180
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Also Mapped Here	BELLWOOD
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20