15130 Sapling Ln, Fontana, CA 92336 Property Records

San Bernardino County property record for 15130 Sapling Ln, Fontana, CA 92336

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,287 sqft · built 2009
Lot Size	0.199 acres (8,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$424,500 (May 2009)
Tax Bill	$9,942 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0228-702-03-0000`

Property Details

APN / Parcel Number

Primary APN	`0228-702-03-0000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,287 sqft Living Area
Gross Area	3,908 sqft
1st Floor Area	1,482 sqft
2nd Floor Area	1,805 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	8,670 sqft (0.199 acres)
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15130 SAPLING LN
City	FONTANA
State	CA
Zip	92336-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16243 LOT 17 BOOK 332 PAGE 24
Legal Subdivision	TRACT NO 16243
Legal Tract	16243
Legal Block	1
Legal Lot Number	17
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1012
Census Tract	2311

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15130 SAPLING LN, FONTANA, CA 92336-5222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · FHA Mortgage SPRING EQ LLC
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2009 · Amount on Record
Deed Sale	May 29, 2009 · Amount on Record
Deed Document Number	2009235668
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15130 SAPLING LN, FONTANA, CA 92336-5222
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15130 SAPLING LN, FONTANA, CA 92336-5222

Mortgage

Document Number	0000240433
Date	Sep 28, 2023
Instrument	2023-0240433

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2043

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15130 SAPLING LN, FONTANA, CA 92336-5222
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15130 SALPING LN, FONTANA, CA 92336-5222

Mortgage

Document Number	0000402809
Date	Sep 3, 2021
Instrument	2021-0402809

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	PINEBLUFF, NC 28373

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15130 SAPLING LN, FONTANA, CA 92336-5222
Document Number	0000191287
Instrument Date	May 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15130 SAPLING LN FONTANA CA 923365222, FONTANA, CA 92336-5222

Mortgage

Document Number	0000191287
Date	May 25, 2018
Instrument	191287

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 24, 2038

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$557,591 (+2%) Land $105,081 Building $452,510
2025	$9,942.00 (+5.26%)	$546,658 (+4.04%) Land $103,021 Building $443,637
2023	$9,445.00 (+1.66%)	$525,431 Land $99,021 Building $426,410
2022	$9,291.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WC - FONTANA private · serves 228,270 people · EPA ID CA3610041
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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