15120 Sapling Ln, Fontana, CA 92336 Property Records

San Bernardino County property record for 15120 Sapling Ln, Fontana, CA 92336

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,039 sqft · built 2009
Lot Size	0.201 acres (8,775 sqft)
Owner	Company Name on Record
Tax Bill	$10,143 (2025)
Deeds & Mortgages	Jan 2023 Transfer Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0228-702-02-0000`

Property Details

APN / Parcel Number

Primary APN	`0228-702-02-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,039 sqft Living Area
Gross Area	3,595 sqft
1st Floor Area	1,401 sqft
2nd Floor Area	1,638 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	8,775 sqft (0.201 acres)
Garage Type	Attached
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	668 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15120 SAPLING LN
City	FONTANA
State	CA
Zip	92336-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16243 LOT 18 BOOK 332 PAGE 24
Legal Subdivision	TRACT NO 16243
Legal Tract	16243
Legal Block	1
Legal Lot Number	18
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1012
Census Tract	2311

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15120 SAPLING LN, FONTANA, CA 92336-5222
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Intrafamily Transfer, Transfer
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Jun 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2014
Deed Sale	Jul 8, 2014
Prior Sale	Aug 4, 2009 · Amount on Record
Deed Document Number	2014244702
Prior Transfer Date	Jul 1, 2014
Prior Transfer Doc	0000244702
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 20, 2023
Property Address	15120 SAPLING LN, FONTANA, CA 92336-5222
Document Number	0000015283
Map Reference	MB 332 PG 24
Instrument Date	Nov 22, 2022
Instrument	2023-0015283
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	15120 SAPLING LN, FONTANA, CA 92336-5222

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15120 SAPLING LN, FONTANA, CA 92336-5222
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15120 SAPLING LN, FONTANA, CA 92336-5222

Mortgage

Document Number	0000394016
Date	Aug 31, 2021
Instrument	2021-0394016

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15120 SAPLING LN, FONTANA, CA 92336-5222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178948
Date	Jun 3, 2019
Instrument	2019-0178948

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15120 SAPLING LN, FONTANA, CA 92336-5222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15120 SAPLING LN, FONTANA, CA 92336-5222

Mortgage

Document Number	0000003742
Date	Jan 5, 2021
Instrument	2021-0003742

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$586,430 (+2%) Land $98,637 Building $487,793
2025	$10,143.00 (+11.16%) Homeowner's exemption	$574,931 (+4.04%) Land $96,703 Building $478,228
2023	$9,125.00 (+1.42%) Homeowner's exemption	$552,606 Land $92,948 Building $459,658
2022	$8,997.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WC - FONTANA private · serves 228,270 people · EPA ID CA3610041
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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