15112 Sapling Ln, Fontana, CA 92336 Property Records

San Bernardino County property record for 15112 Sapling Ln, Fontana, CA 92336

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,728 sqft · built 2009
Lot Size	0.2 acres (8,718 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (May 2015)
Tax Bill	$9,167 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0228-702-01-0000`

Property Details

APN / Parcel Number

Primary APN	`0228-702-01-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,728 sqft Living Area
Gross Area	3,352 sqft
1st Floor Area	1,316 sqft
2nd Floor Area	1,412 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	8,718 sqft (0.2 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15112 SAPLING LN
City	FONTANA
State	CA
Zip	92336-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16243 LOT 19 BOOK 332 PAGE 24
Legal Tract	16243
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1012
Census Tract	2311

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15112 SAPLING LN, FONTANA, CA 92336-5222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Mar 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Feb 4, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2015 · Amount on Record
Deed Sale	May 20, 2015 · Amount on Record
Prior Sale	May 22, 2009 · Amount on Record
Deed Document Number	2015207327
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15112 SAPLING LN, FONTANA, CA 92336-5222
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15112 SAPLING LN, FONTANA, CA 92336-5222

Mortgage

Document Number	0000000556
Date	Jan 2, 2026
Instrument	2026-0000556

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15112 SAPLING LN, FONTANA, CA 92336-5222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101806
Date	Mar 23, 2018
Instrument	2018-0101806

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 23, 2028

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15112 SAPLING LN, FONTANA, CA 92336-5222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15118 SAPLING LN, FONTANA, CA 92336-5222

Mortgage

Document Number	0000036650
Date	Feb 4, 2019
Instrument	2019-0036650

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 4, 2029

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15112 SAPLING LN, FONTANA, CA 92336-5222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15112 SAPLING LN, FONTANA, CA 92336-5222

Mortgage

Document Number	0000343728
Date	Sep 15, 2020
Instrument	2020-0343728

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$570,040 (+2%) Land $116,462 Building $453,578
2025	$9,167.00 (+10.95%) Homeowner's exemption	$558,862 (+4.04%) Land $114,178 Building $444,684
2023	$8,262.00 (+1.4%) Homeowner's exemption	$537,161 Land $109,744 Building $427,417
2022	$8,148.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WC - FONTANA private · serves 228,270 people · EPA ID CA3610041
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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