McHenry County property record for 1513 N River Rd, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 768 sqft · built 1930 |
| Lot Size | 0.196 acres (8,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Dec 2020) |
| Tax Bill | $9,754 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-25-301-015 |
| Primary APN | 09-25-301-015 |
|---|
| Building Area | 768 sqft Living Area |
|---|---|
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 8,553 sqft (0.196 acres) |
| Garage Area | 528 sqft |
| Street Address | 1513 N RIVER RD |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-4549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0053491 LTS 4 & 5 BLK 5 HUNTERVILLE PARK |
| Legal Subdivision | HUNTERVILLE PARK |
| Legal Block | 5 |
| Legal Lot Number | 4,5 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 870702 |
1513 N River Rd is owned by an individual who bought it in December 2020.
Source: McHenry County records, as of April 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1585, MCHENRY, IL 60051-9026 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 8, 2020 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 28, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2020 · Amount on File |
| Deed Sale | Dec 8, 2020 · Amount on File |
| Deed Document Number | 202053491 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 10, 2026 |
| Property Address | 1513 N RIVER RD, MCHENRY, IL 60051-4549 |
| Document Number | 0000009682 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 20269682 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1513 N RIVER RD, MCHENRY, IL 60051-4549 |
| Document Number | 0000009682, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 20269682 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 8, 2020 |
| Property Address | 1513 N RIVER RD, MCHENRY, IL 60051-4549 |
| Document Number | 0000053491 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 2020R0053491 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1513 N RIVERBN RD, MCHENRY, IL 60051-4549 |
| Document Number | 0000053492 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 2020R0053492 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Rate | 2.37% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 28, 2019 |
| Property Address | 1513 N RIVER RD, MCHENRY, IL 60051-4549 |
| Document Number | 0000027824 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 27824 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3711 WAUKEGAN RD MCHENRY IL 600504301, MCHENRY, IL 60050-4301 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $9,754.00 | $123,307 Land $63,166 Building $60,141 | $369,921 Land $189,498 Building $180,423 |
| 2022 | Homeowner's exemption | $102,806 Land $57,740 Building $45,066 | $308,418 Land $173,220 Building $135,198 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1513 N River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 22 (1979–2026) |
| Claims Outside the SFHA | 3 of 22 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1513 N River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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