1425 N River Rd, McHenry, IL 60051 Property Records

McHenry County property record for 1425 N River Rd, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,304 sqft · built 1947
Lot Size	0.5 acres (21,780 sqft)
Owner	Trust Name on File
Last Sale	$675,000 (Oct 2025)
Tax Bill	$16,748 (2024)
Deeds & Mortgages	Nov 2025 Transfer Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-25-301-013`

Property Details

APN / Parcel Number

Primary APN	`09-25-301-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,304 sqft Living Area
1st Floor Area	2,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	21,780 sqft
Garage Area	1,099 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	330 sqft
Deck Area	912 sqft
Patio Area	113 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1425 N RIVER RD
City	MCHENRY
State	IL
Zip	60051-4547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0007842 LTS 9 & 10 BLK 5 HUNTERVILLE PARK
Legal Subdivision	HUNTERVILLE PARK
Legal Block	5
Legal Lot Number	9-10 10
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2084
Census Tract	870702

Owner

1425 N River Rd is owner-occupied and held in a trust since November 2025.

Source: McHenry County records, as of December 2, 2025

Owner of Record	Trust Name on File
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 17, 2025	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Apr 10, 2023	Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC
Jul 9, 2020	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025 · Amount on File
Deed Sale	Oct 17, 2025 · Amount on File
Prior Sale	Oct 17, 2025 · Amount on File
Deed Document Number	0000029013
Last Transfer Date	Nov 19, 2025
Transfer Doc	0000032717
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Nov 19, 2025
Property Address	1425 N RIVER RD, MCHENRY, IL 60051-4547
Document Number	0000032717
Map Reference	DOC 87599
Instrument Date	Nov 12, 2025
Instrument	2025R0032717
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 N BROCKWAY ST, PALATINE, IL 60067-5060

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 17, 2025
Property Address	1425 N RIVER RD, MCHENRY, IL 60051-4547
Document Number	0000029013
Map Reference	DOC 87599 MB 7 PG 4
Instrument Date	Sep 30, 2025
Instrument	2025R0029013
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$675.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1425 N RIVER RD, MCHENRY, IL 60051-4547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 N BROCKWAY ST, PALATINE, IL 60067-5060

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 10, 2023
Property Address	1425 N RIVER RD, MCHENRY, IL 60051-4547
Document Number	0000007842
Map Reference	DOC87599 MB7 PG4
Instrument Date	Apr 3, 2023
Instrument	2023R0007842
Transaction Type	Transfer
Record Updated	Apr 20, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 N RIVER RD, MCHENRY, IL 60051-4547

Mortgage

Document Number	0000007843
Date	Apr 10, 2023
Instrument	2023R0007843

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate	6.75%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 9, 2020
Property Address	1425 N RIVER RD, MCHENRY, IL 60051-4547
Document Number	0000025597
Instrument Date	Jun 22, 2020
Instrument	2020R0025597
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 N RIVER RD, MCHENRY, IL 60051-4547

Mortgage

Document Number	0000025598
Date	Jul 9, 2020
Instrument	2020R0025598

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$16,748.00 Homeowner's exemption	$205,989 Land $70,165 Building $135,824	$617,967 Land $210,495 Building $407,472
2022	Disabled Person's exemption Veteran's exemption	$171,208 Land $58,318 Building $112,890	$513,624 Land $174,954 Building $338,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1425 N River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1979–2026)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1425 N River Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband, Verizon.

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