McHenry County property record for 1509 N River Rd, McHenry, IL 60051
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,312 sqft · built 1954 |
| Lot Size | 0.234 acres (10,235 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $275,000 (Jul 2001) |
| Deeds & Mortgages | Jun 2019 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-25-301-007 |
| Primary APN | 09-25-301-007 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| Gross Area | 2,624 sqft |
| 1st Floor Area | 1,312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 10,235 sqft |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | 20 sqft |
| Patio Area | 244 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1509 N RIVER RD |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-4549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2013R0029852 LT 6 BLK 5 HUNTERVILLE PARK SUB |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 25 |
| Legal Subdivision | HUNTERVILLE PARK |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 870702 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 1509 N RIVER RD, MCHENRY, IL 60051-4549 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jun 12, 2019 | Deed of Trust, Mortgage · ARM WINTRUST MORTGAGE |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2001 · Amount on Record |
| Deed Sale | Jul 3, 2001 · Amount on Record |
| Prior Sale | Mar 2, 2004 |
| Deed Document Number | 0000045904 |
| Last Transfer Date | Jun 14, 2013 |
| Transfer Doc | 0000029852 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1509 N RIVER RD, MCHENRY, IL 60051-4549 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017002 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 2019R0017002 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1509 N RIVER RD, MCHENRY, IL 60051-4549 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000055153 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021R0055153 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $108,286 Land $28,870 Building $79,416 | $324,858 Land $86,610 Building $238,248 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 22 (1979–2026) |
| Claims Outside the SFHA | 3 of 22 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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