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1513 Dover St, Ferndale, MI 48220 Property Records

Oakland County property record for 1513 Dover St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,285 sqft · built 1927
Lot Size0.129 acres (5,619 sqft)
Owner2 Individual Names on File
Last Sale$122,500 (Dec 2008)
Tax Bill$3,131 (2025)
Deeds & MortgagesSep 2026 Sale
Mar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN24-25-33-228-040

Property Details

APN / Parcel Number

Primary APN24-25-33-228-040

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,285 sqft Living Area
1st Floor Area967 sqft
Basement Area948 sqft
Unfinished Basement948 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,619 sqft (0.129 acres)
Lot Dimensions117 ft deep x 48 ft wide
Garage Area491 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area13 sqft
Deck Area28 sqft
Patio Area462 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1513 DOVER ST
CityFERNDALE
StateMI
Zip48220-1614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 33 LUX HOWEY LAND COMPANY'S RIDGE ROAD SUB LOT 47
Legal Range11E
Legal Township01N
Legal Section33
Legal SubdivisionLUX HOWEY LAND COMPANYS RIDGE ROAD
Legal Lot Number47
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group4
Census Block4002
Census Tract173400

Owner

1513 Dover St is owned and occupied by two individuals who acquired it in September 2026.

Source: Oakland County records, as of October 12, 2026

Owner of Record2 Individual Names on File
Mailing Address1513 DOVER ST, FERNDALE, MI 48220-1614
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 16, 2017Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2008 · Amount on File
Deed SaleDec 8, 2008 · Amount on File
Prior SaleMay 2, 2001 · Amount on File
Deed Document Number2008210975
Deed Book / Page40758 / 688
Last Transfer DateSep 10, 2026
Transfer Doc0000144298
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionOAKLAND MI
Recording DateSep 30, 2026
Property Address1513 DOVER ST, FERNDALE, MI 48220-1614
Document Number0000144298
Book / Page61593 / 616
Instrument DateSep 10, 2026
Instrument2026144298
Transaction TypeTransfer
Record UpdatedOct 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1513 DOVER ST, FERNDALE, MI 48220-1614

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1513 DOVER ST, FERNDALE, MI 48220-1614
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyATI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048670
DateMar 16, 2017
Book Page50474/00007
Instrument048670
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43229
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 3, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1513 Dover St was $3,131 with a homeowner's exemption, down 2.5% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,131.00 (-2.52%) Homeowner's exemption$128,790$257,580
2024$3,212.00
2023$116,030$232,060
2021$3,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1513 Dover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1513 Dover St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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