1505 Dover St, Ferndale, MI 48220 Property Records

Oakland County property record for 1505 Dover St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,417 sqft · built 1927
Lot Size	0.095 acres (4,138 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Aug 2022)
Tax Bill	$9,044 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-33-228-041`

Property Details

APN / Parcel Number

Primary APN	`24-25-33-228-041`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,417 sqft Living Area
1st Floor Area	872 sqft
Basement Area	872 sqft
Unfinished Basement	872 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,138 sqft (0.095 acres)
Lot Dimensions	117 ft deep x 35 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	128 sqft
Patio Area	337 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1505 DOVER ST
City	FERNDALE
State	MI
Zip	48220-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 33 LUX HOWEY LAND COMPANY'S RIDGE ROAD SUB LOT 46
Legal Range	11E
Legal Township	01N
Legal Section	33
Legal Subdivision	LUX HOWEY LAND COMPANYS RIDGE ROAD
Legal Lot Number	46
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	4
Census Block	4002
Census Tract	173400

Owner

1505 Dover St is owned and occupied by an individual who bought it in August 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1505 DOVER ST, FERNDALE, MI 48220-1614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Feb 14, 2022	Warranty Deed, Transfer LIBERTY TITLE
Mar 1, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2022 · Amount on File
Deed Sale	Aug 8, 2022 · Amount on File
Prior Sale	Feb 14, 2022 · Amount on File
Deed Document Number	2022426750
Deed Book / Page	58018 / 660
Prior Transfer Date	Feb 12, 2021
Prior Transfer Doc	0000053648
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 8, 2022
Property Address	1505 DOVER ST, FERNDALE, MI 48220-1614
Document Number	0000426750
Book / Page	58018 / 660
Map Reference	LB 13 PG 2
Instrument Date	Aug 2, 2022
Instrument	426750
Transaction Type	Transfer
Record Updated	Sep 22, 2022
Title Company	CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38405 LONG ST, 38405, HARRISON TOWNSHIP, MI 48045-3551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1505 DOVER ST, FERNDALE, MI 48220-1614

Mortgage

Document Number	0000427725
Date	Aug 10, 2022
Book Page	58024/325
Instrument	427725

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 14, 2022
Property Address	1505 DOVER ST, FERNDALE, MI 48220-1614
Document Number	0000319276
Book / Page	57444 / 861
Map Reference	LB 13 PG 2
Instrument Date	Jan 14, 2022
Instrument	319276
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1871 WOODWARD HTS, 1871, FERNDALE, MI 48220-1562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38405 LONG ST, HARRISON TOWNSHIP, MI 48045-3551

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Mar 1, 2021
Property Address	1505 DOVER ST, FERNDALE, MI 48220-1614
Document Number	0000053648
Book / Page	55794 / 93
Map Reference	LB 13 PG 2
Instrument Date	Feb 12, 2021
Instrument	53648
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1505 DOVER ST, FERNDALE, MI 48220-1614

Tax Assessment & Valuation

The 2025 property tax bill for 1505 Dover St was $9,044 with a homeowner's exemption, down 8.1% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,044.00 (-8.11%) Homeowner's exemption	$187,360	$374,720
2024	$9,842.00
2023		$182,730	$365,460
2021	$3,144.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1505 Dover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1505 Dover St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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