St. Johns County property record for 1512 Summerdown Way, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,029 sqft · built 2004 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Sep 2022) |
| Tax Bill | $6,271 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Mar 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 249821-0580 |
| Primary APN | 249821-0580 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,029 sqft Living Area |
| Gross Area | 2,449 sqft |
| 1st Floor Area | 2,029 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 96 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1512 SUMMERDOWN WAY |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-5243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 47/67-70 JULINGTON CREEK PLANTATION PARCEL 80 REPLAT LOT 58 OR5626/1189 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 28 |
| Legal Subdivision | JULINGTON CREEK PLANTATION PARCEL 80 REP |
| Legal Block | 4 |
| Legal Lot Number | 58 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20801 |
1512 Summerdown Way is owned and occupied by two individuals who bought it in September 2022.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1512 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2022 · Amount on File |
| Deed Sale | Sep 1, 2022 · Amount on File |
| Prior Sale | Mar 3, 2015 · Amount on File |
| Deed Document Number | 202284024 |
| Deed Book / Page | 5626 / 1189 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 1, 2022 |
| Property Address | 1512 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5243 |
| Document Number | 0056261189 |
| Book / Page | 5626 / 1189 |
| Map Reference | MB 47 PG 67-70 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022084024 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9558 SHELLIE RD, 9558, JACKSONVILLE, FL 32257-6168 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1512 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5243 |
| Document Number | 0056261191 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 5626/1191 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1512 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5243 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1512 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5243 |
| Document Number | 0055190371 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 5519/371 |
| Instrument | 2022029377 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 18, 2042 |
The 2025 property tax bill for 1512 Summerdown Way was $6,271 with a homeowner's exemption, up 11.1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,572 (-8.3%) Land $100,000 Building $238,572 | $338,572 (-8.82%) Land $100,000 Building $238,572 | |
| 2025 | $6,271.00 (+11.13%) Homeowner's exemption | $369,222 | $371,330 Land $100,000 Building $271,330 |
| 2024 | $5,643.00 (+6.13%) | ||
| 2023 | $5,317.00 (+59.67%) Homeowner's exemption | $354,766 (+78.99%) | $354,766 (+4.76%) Land $98,000 Building $256,766 |
| 2022 | $3,330.00 Homeowner's exemption | $198,201 | $338,637 Land $95,200 Building $243,437 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1512 Summerdown Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 50 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1512 Summerdown Way is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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