St. Johns County property record for 1532 Summerdown Way, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,186 sqft · built 2004 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Feb 2026) |
| Tax Bill | $4,772 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Nov 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 249821-0630 |
| Primary APN | 249821-0630 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,186 sqft Living Area |
| Gross Area | 2,646 sqft |
| 1st Floor Area | 1,773 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 25 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1532 SUMMERDOWN WAY |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-5243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 47/67-70 JULINGTON CREEK PLANTATION PARCEL 80 REPLAT LOT 63 OR6301/1532 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 28 |
| Legal Subdivision | JULINGTON CREEK PLANTATION PARCEL 80 REP |
| Legal Block | 4 |
| Legal Lot Number | 63 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20801 |
1532 Summerdown Way is owned and occupied by two individuals who bought it in February 2026.
Source: St. Johns County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1532 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 18, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Feb 6, 2026 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2026 · Amount on File |
| Deed Sale | Feb 6, 2026 · Amount on File |
| Prior Sale | Oct 24, 2016 · Amount on File |
| Deed Document Number | 202610531 |
| Deed Book / Page | 6301 / 1532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1532 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5243 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1532 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5243 |
| Document Number | 0052710344 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 5271/344 |
| Instrument | 2021057350 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1532 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5243 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1532 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5243 |
| Document Number | 0054221744 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 5422/1744 |
| Instrument | 2021125245 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 17, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1532 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5243 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1532 SUMMERDOWN WAY, JACKSONVILLE, FL 32259-5243 |
| Document Number | 0053920018 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 5392/18 |
| Instrument | 2021111312 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 6, 2026 |
| Property Address | 1532 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5243 |
| Document Number | 0063011532 |
| Book / Page | 6301 / 1532 |
| Map Reference | MB 47 PG 67-70 |
| Instrument Date | Feb 2, 2026 |
| Instrument | 2026010531 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 80 CRYSTAL PALM BLVD, SAINT JOHNS, FL 32259-1127 |
| Name | Verified Name |
|---|---|
| Address | 1532 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5243 |
| Investor | Possibly a Property Investor |
| Document Number | 0063011535 |
|---|---|
| Date | Feb 6, 2026 |
| Instrument | 6301/1535 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 1532 Summerdown Way was $4,772, up 11.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,580 (+37.47%) Land $100,000 Building $254,580 | $354,580 (-10.05%) Land $100,000 Building $254,580 | |
| 2025 | $4,772.00 (+11.34%) Homeowner's exemption | $257,928 (+2.9%) | $394,206 (+3.52%) Land $100,000 Building $294,206 |
| 2024 | $4,286.00 (+9.84%) Homeowner's exemption | $250,659 (+3%) | $380,804 (+1.05%) Land $103,000 Building $277,804 |
| 2023 | $3,902.00 (+2.23%) Homeowner's exemption | $243,358 (+3%) | $376,843 (+4.96%) Land $98,000 Building $278,843 |
| 2022 | $3,817.00 Homeowner's exemption | $236,270 | $359,032 Land $95,200 Building $263,832 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1532 Summerdown Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 50 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 50 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1532 Summerdown Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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