St. Johns County property record for 1535 Summerdown Way, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,605 sqft · built 2004 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Oct 2022) |
| Tax Bill | $7,595 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 249821-0760 |
| Primary APN | 249821-0760 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,605 sqft Living Area |
| Gross Area | 3,186 sqft |
| 1st Floor Area | 2,605 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,196 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 497 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 185 sqft |
| Patio Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1535 SUMMERDOWN WAY |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-5245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 47/67-70 JULINGTON CREEK PLANTATION PARCEL 80 REPLAT LOT 76 OR5656/540 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 28 |
| Legal Subdivision | JULINGTON CREEK PLANTATION PARCEL 80 REP |
| Legal Block | 4 |
| Legal Lot Number | 76 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 20801 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1535 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GMH MORTGAGE SERVICES LLC |
| Apr 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Oct 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage SOLUTIONS FINANCIAL MORTGAGE COMPAN |
| Jan 3, 2020 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2022 · Amount on Record |
| Deed Sale | Oct 28, 2022 · Amount on Record |
| Prior Sale | Jan 3, 2020 · Amount on Record |
| Deed Document Number | 2022100256 |
| Deed Book / Page | 5656 / 540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1535 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5245 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0046991753 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 4699/1753 |
| Instrument | 2019020646 |
| Name | GMH MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1535 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5245 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 17308 BELMONT STAKES LN, CHARLOTTE, NC 28278-8146 |
| Document Number | 0055481232 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 5548/1232 |
| Instrument | 2022044174 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | May 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.62% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 7.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 28, 2022 |
| Property Address | 1535 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5245 |
| Document Number | 0056560540 |
| Book / Page | 5656 / 540 |
| Map Reference | MB 47 PG 67-70 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 2022100256 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,745.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17308 BELMONT STAKES LN, CHARLOTTE, NC 28278-8146 |
| Name | Verified Name |
|---|---|
| Address | 1535 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5245 |
| Document Number | 0005656542 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 5656/542 |
| Name | SOLUTIONS FINANCIAL MORTGAGE COMPAN |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 3, 2020 |
| Property Address | 1535 SUMMERDOWN WAY, SAINT JOHNS, FL 32259-5245 |
| Document Number | 0048600733 |
| Book / Page | 4860 / 0733 |
| Map Reference | MB 47 PG 67-70 |
| Instrument Date | Dec 31, 2019 |
| Instrument | 2020000487 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 748 E DORCHESTER DR, JACKSONVILLE, FL 32259-6287 |
| Name | Verified Name |
|---|---|
| Address | 1535 SUMMERDOWN WAY, JACKSONVILLE, FL 32259-5245 |
| Document Number | 0048600734 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 4860/0734 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,895 (-5.48%) Land $105,000 Building $336,895 | $441,895 (-5.91%) Land $105,000 Building $336,895 | |
| 2025 | $7,595.00 (+11.02%) Homeowner's exemption | $467,524 (+2.9%) | $469,647 (+3.37%) Land $105,000 Building $364,647 |
| 2024 | $6,841.00 (+3.67%) Homeowner's exemption | $454,348 (-0.32%) | $454,348 (-0.32%) Land $108,000 Building $346,348 |
| 2023 | $6,599.00 (+6.49%) Homeowner's exemption | $455,797 (+5.1%) | $455,797 (+5.1%) Land $108,000 Building $347,797 |
| 2022 | $6,197.00 | $433,685 | $433,685 Land $106,400 Building $327,285 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 50 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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