1512 River Oaks Dr, Modesto, CA 95356 Property Records

Stanislaus County property record for 1512 River Oaks Dr, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,306 sqft · built 1988
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,275,000 (Oct 2021)
Tax Bill	$10,278 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-082-026-000`

Property Details

APN / Parcel Number

Primary APN	`004-082-026-000`
Alternative APNs	`0048226000` `0048226`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,306 sqft Living Area
1st Floor Area	3,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	20,909 sqft (0.48 acres)
View / Lot	Corner
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1512 RIVER OAKS DR
City	MODESTO
State	CA
Zip	95356-8868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 HILLCREST NO. 4
Legal Subdivision	HILLCREST ESTATES 04
Legal Block	1
Legal Lot Number	26
Jurisdiction	STANISLAUS CA
Township / Civil Division	SALIDA
Census Block Group	1
Census Block	1014
Census Tract	501

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1512 RIVER OAKS DR, MODESTO, CA 95356-8868
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF STOCKTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Prior Sale	Aug 30, 2006 · Amount on Record
Deed Document Number	202198196
Prior Transfer Date	Nov 12, 2009
Prior Transfer Doc	0000112002
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Oct 19, 2021
Property Address	1512 RIVER OAKS DR, MODESTO, CA 95356-8868
Document Number	0000098196
Map Reference	MB 28 PG 70
Instrument Date	Sep 24, 2021
Instrument	2021-0098196
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 1249, PINECREST, CA 95364-0249

Mortgage

Document Number	0000098197
Date	Oct 19, 2021
Instrument	2021-0098197

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1512 RIVER OAKS DR, MODESTO, CA 95356-8868
Document Number	0000035194
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1512 RIVER OAKS DR MODESTO CA 953568868, MODESTO, CA 95356-8868

Mortgage

Document Number	0000035194
Date	May 22, 2020
Instrument	35194

Lender

Name	BANK OF STOCKTON
Type	Bank
Address	STOCKTON, CA 95201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 21, 2035

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Stanislaus Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,278.00 (+2.03%)	$881,949 (+2%) Land $338,943 Building $543,006
2025	$10,074.00 (+5.52%)	$864,657 (+4.04%) Land $332,298 Building $532,359
2023	$9,547.00 (+2.77%)	$831,084 Land $319,396 Building $511,688
2022	$9,290.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO - DEL RIO serves 1,346 people · EPA ID CA5010029
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ayera Technologies.

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