1406 River Oaks Dr, Modesto, CA 95356 Property Records

Stanislaus County property record for 1406 River Oaks Dr, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,453 sqft · built 1998
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Company Names on Record
Last Sale	$610,000 (Oct 1998)
Tax Bill	$11,838 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`004-082-030-000`

Property Details

APN / Parcel Number

Primary APN	`004-082-030-000`
Alternative APNs	`0048230000` `0048230`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,453 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1406 RIVER OAKS DR
City	MODESTO
State	CA
Zip	95356-8869
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 HILLCREST NO. 4
Legal Subdivision	HILLCREST ESTATES #4
Legal Block	1
Legal Lot Number	30
Jurisdiction	STANISLAUS CA
Township / Civil Division	SALIDA
Census Block Group	1
Census Block	1014
Census Tract	501

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1406 RIVER OAKS DR, MODESTO, CA 95356-8869
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK OF CENTRAL CA
May 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 1998 · Amount on Record
Deed Sale	Oct 30, 1998 · Amount on Record
Deed Document Number	1998100554
Last Transfer Date	Aug 22, 2011
Transfer Doc	0000071393
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1406 RIVER OAKS DR, MODESTO, CA 95356-8869
Transaction Type	Mortgage
Record Updated	Aug 2, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033035
Date	Jul 20, 2023
Instrument	2023-0033035

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 9, 2018
Property Address	1406 RIVER OAKS DR, MODESTO, CA 95356-8869
Document Number	0000032083
Instrument Date	Apr 26, 2018
Instrument	32083
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1406 RIVER OAKS DR MODESTO CA 953568869, MODESTO, CA 95356-8869

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Stanislaus Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$11,838.00 (+2.04%) Homeowner's exemption	$1,024,189 (+2%) Land $239,848 Building $784,341
2025	$11,601.00 (+5.56%) Homeowner's exemption	$1,004,108 (+4.04%) Land $235,146 Building $768,962
2023	$10,990.00 (+2.79%) Homeowner's exemption	$965,119 Land $226,016 Building $739,103
2022	$10,692.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO - DEL RIO serves 1,346 people · EPA ID CA5010029
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ayera Technologies.

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