1413 River Oaks Dr, Modesto, CA 95356 Property Records

Stanislaus County property record for 1413 River Oaks Dr, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,687 sqft · built 1987
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Company Names on Record
Last Sale	$1,510,000 (Jan 2024)
Tax Bill	$7,244 (2026)
Deeds & Mortgages	Jan 2024 Sale Sep 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`004-082-022-000`

Property Details

APN / Parcel Number

Primary APN	`004-082-022-000`
Alternative APNs	`0048222000` `0048222`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,687 sqft Living Area
1st Floor Area	3,687 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	20,909 sqft (0.48 acres)
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1413 RIVER OAKS DR
City	MODESTO
State	CA
Zip	95356-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 HILLCREST NO. 4 (28M70)
Legal Subdivision	HILLCREST ESTATES #4
Legal Block	1
Legal Lot Number	22
Jurisdiction	STANISLAUS CA
Township / Civil Division	SALIDA
Census Block Group	1
Census Block	1012
Census Tract	501

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1413 RIVER OAKS DR, MODESTO, CA 95356-9685
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage VALLEY FIRST CU
May 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SCENIC OAKS FUNDING
Apr 30, 2018	Deed of Trust, Mortgage · Line of Credit VALLEY FIRST CU
Oct 31, 2017	Quit Claim Deed, Transfer Quitclaim
Oct 20, 2017	Grant Deed, Transfer CITADEL SVCNG CORP
Mar 7, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2024 · Amount on Record
Deed Sale	Jan 23, 2024 · Amount on Record
Prior Sale	Oct 20, 2017 · Amount on Record
Deed Document Number	20242656
Prior Transfer Date	May 13, 2020
Prior Transfer Doc	0000034080
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 23, 2024
Property Address	1413 RIVER OAKS DR, MODESTO, CA 95356-9685
Document Number	0000002656
Map Reference	VOL 28 PG 70
Instrument Date	Jan 16, 2024
Instrument	2024-0002656
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1413 RIVER OAKS DR, MODESTO, CA 95356-9685

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1413 RIVER OAKS DR, MODESTO, CA 95356-9685
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 RIVER OAKS DR, MODESTO, CA 95356-9685

Mortgage

Document Number	0000086096
Date	Sep 9, 2021
Instrument	2021-0086096

Lender

Name	VALLEY FIRST CU
Type	Credit Union
Address	MODESTO, CA 95350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	May 20, 2020
Property Address	1413 RIVER OAKS DR, MODESTO, CA 95356-9685
Document Number	0000034080
Map Reference	VOL 28 PG 70
Instrument Date	May 13, 2020
Instrument	2020-0034080
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1413 RIVER OAKS DR, MODESTO, CA 95356-9685

Mortgage

Document Number	0000034082
Date	May 20, 2020
Instrument	2020-0034082

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1413 RIVER OAKS DR, MODESTO, CA 95356-9685
Document Number	0000030700
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1413 RIVER OAKS DR MODESTO CA 953569685, MODESTO, CA 95356-9685

Mortgage

Document Number	0000030700
Date	May 4, 2018
Instrument	30700

Lender

Name	VALLEY FIRST CU
Type	Credit Union
Address	MODESTO, CA 95353-1411

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 3, 2043

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Oct 31, 2017
Property Address	1413 RIVER OAKS DR, MODESTO, CA 95356-9685
Document Number	0000080634
Instrument Date	Oct 30, 2017
Instrument	80634
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1413 RIVER OAKS DR MODESTO CA 953569685, MODESTO, CA 95356-9685

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Oct 20, 2017
Property Address	1413 RIVER OAKS DR, MODESTO, CA 95356-9685
Document Number	0000077754
Instrument Date	Sep 26, 2017
Instrument	77754
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$836.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 RIVER OAKS DR MODESTO CA 953569685, MODESTO, CA 95356-9685

Mortgage

Document Number	77755
Date	Oct 20, 2017
Instrument	77755

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.99%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 7, 2017
Property Address	1413 RIVER OAKS DR, MODESTO, CA 95356-9685
Document Number	0000016027
Instrument Date	Jan 18, 2017
Instrument	16027
Transaction Type	Transfer
Record Updated	Mar 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1000 STRATHMORE DR MODESTO CA 953554434, MODESTO, CA 95355-4434

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Stanislaus Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,244.00 (+3.52%) Homeowner's exemption	$616,923 (+2%) Land $316,224 Building $300,699
2025	$6,998.00 (-26.55%) Homeowner's exemption	$604,827 (-27.68%) Land $310,024 Building $294,803
2023	$9,527.00 (+3.42%) Homeowner's exemption	$836,369 Land $464,798 Building $371,571
2022	$9,212.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO - DEL RIO serves 1,346 people · EPA ID CA5010029
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ayera Technologies.

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