Osceola County property record for 1415 Oregon Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,384 sqft Heated Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $239,000 (2020) |
| Tax Bill | $4,312.00 (2025) |
| Primary APN | 78899 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,384 sqft Heated Area |
| Gross Area | 1,708 sqft Gross Area |
| 1st Floor | 1,104 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,326 sqft (0.26 acres) |
| Depth X Width | 150 ft x 75 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Porch | Enclosed Porch |
| Porch Area | 190 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 78899 |
|---|---|
| Street Address | 1415 OREGON AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4664 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 290 LOTS 16, 17 & 18 12/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 290 |
| Legal Lot Number | 16 17 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4050 |
| Census Tract | 43500 |
Source: Osceola County records · APN 78899
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1415 OREGON AVE, SAINT CLOUD, FL 34769-4664 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2020 | Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| May 18, 2018 | Warranty Deed, Transfer RICHARD LOMAX |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 2020 · Amount on Record |
| Deed Sale | Jul 01, 2020 · Amount on Record |
| Prior Sale | Sep 15, 2010 · Amount on Record |
| Deed Doc Number | 2020084928 |
| Deed Book / Page | 5747 / 1058 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 01, 2020 |
| Property Address | 1415 OREGON AVE, SAINT CLOUD, FL 34769-4664 |
| Document Number | 0057471058 |
| Book / Page | 5747 / 1058 |
| Map Reference | MB B PG 33 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 2020084928 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,673.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2500 BRONCO DR, 2500, SAINT CLOUD, FL 34771-7946 |
| Name | Verified Name |
|---|---|
| Address | 1415 OREGON AVE, SAINT CLOUD, FL 34769-4664 |
| Document Number | 0057471059 |
|---|---|
| Date | Jul 01, 2020 |
| Instrument | 5747/1059 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 18, 2018 |
| Property Address | 1415 OREGON AVE, SAINT CLOUD, FL 34769-4664 |
| Document Number | 0053362140 |
| Book / Page | 005336 / 002140 |
| Instrument Date | May 18, 2018 |
| Instrument | 79292 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2500 BRONCO DR ST CLOUD FL 347717946, ST CLOUD, FL 34771-7946 |
| Document Number | 53362141 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 005336/002141 |
| Instrument | 79293 |
| Name | RICHARD LOMAX |
|---|---|
| Address | 2175 BRONCO DR, ST CLOUD, FL 34771-9561 |
| Special Notes | Lender is also the Seller |
| Amount | Amount Recorded |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,312.00 (+6.1%) Homeowner's exemption | $283,833 (+5.99%) | $293,400 (+9.56%) Land $55,000 Building $238,400 |
| 2023 | $4,064.00 (+1.3%) Homeowner's exemption | $267,800 (+10.25%) Land $50,000 Building $217,800 | $267,800 (+10.25%) Land $50,000 Building $217,800 |
| 2022 | $4,012.00 | $242,900 Land $45,000 Building $197,900 | $242,900 Land $45,000 Building $197,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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